Business Details
32 Years
experience
Trusted Mortgage Brokers in Portland, OR
Security Mortgage Lending was founded on the principle of fostering community growth through homeownership. With over 30 years of experience, we specialize in connecting clients in Oregon and Washington with tailored mortgage solutions. Our team of seasoned loan officers brings decades of combined expertise in FHA, VA, and conventional lending programs. We prioritize personalized customer service, leveraging relationships with multiple lenders to secure competitive rates. Our commitment extends beyond transactions, supporting local education, arts, and economic development.As a locally rooted company, we maintain a deep understanding of Pacific Northwest real estate markets. Our streamlined application process removes complexity from refinancing and home purchases. Transparency and integrity guide every consultation, ensuring clients receive cost-effective, reliable guidance. We measure success through the long-term satisfaction of homeowners we serve. Security Mortgage Lending remains dedicated to evolving with industry standards while preserving community-focused values.
Services
FHA Mortgage Programs
VA Mortgage Programs
Reverse Mortgage Programs
Home Equity Loans
Conventional Mortgages
Jumbo Loans
Refinance Programs
Details
- Year established: 1994
Highlights and features
- We offer 30+ years of mortgage industry experience in Pacific Northwest markets
- Our team maintains relationships with multiple lenders for competitive rate options
- We specialize in niche programs for borrowers with unique financial situations
- Our loan officers provide localized expertise from Portland-area professionals
- We guarantee transparent, straightforward mortgage guidance without hidden fees
Associations and certifications
- NMLS 89872
- NMLS 90614
- NMLS 278141
- NMLS 291984
Services
FHA Mortgage Programs
Our FHA loan programs provide accessible mortgage options for first-time homebuyers and those with lower credit scores. These government-backed loans require minimal down payments while maintaining competitive interest rates. Our experienced loan officers guide clients through the qualification process and help secure financing for primary residences across Oregon and Washington.
VA Mortgage Programs
We specialize in VA loan programs for eligible veterans, active-duty service members, and surviving spouses. These zero-down payment mortgages offer favorable terms and no private mortgage insurance requirements. Our team assists military clients in navigating the unique benefits available through the Department of Veterans Affairs.
Home Equity Loans
Our home equity loan options allow homeowners to leverage their property's value for major expenses. We offer competitive fixed-rate terms for debt consolidation, home improvements, or educational funding. Our specialists help clients understand loan-to-value ratios and repayment structures tailored to their financial situation.
Conventional Mortgages
We provide conventional mortgage solutions for clients seeking standard financing options. These loans suit buyers with strong credit profiles and offer flexible terms for primary residences, investment properties, and second homes. Our brokers compare multiple lender offerings to secure optimal rates and conditions.
Refinance Programs
Our refinance programs help homeowners reduce monthly payments, shorten loan terms, or access home equity. We evaluate current market conditions and client financial profiles to determine the most beneficial refinancing strategies. Our streamlined process simplifies rate-locks and closing procedures.
People
William O'Kief
Loan Officer
Founder of Security Mortgage Lending since 1994, William brings over 30 years of Pacific Northwest mortgage expertise. His career began at Washington Mutual in 1990, establishing deep industry connections that benefit clients today.
Fraser Ghezel
Loan Originator
With 18+ years at Security Mortgage, Fraser specializes in niche mortgage programs. A Portland resident for 35 years, he combines local market knowledge with extensive lender relationships to serve diverse borrower needs.
Daniel Downing
Mortgage Originator
Dan Downing has assisted Oregon homebuyers for over a decade. A Pacific Northwest native, he focuses on making mortgage processes accessible while balancing family life with three children and grandchildren.
Questions
What mortgage programs do you offer?
We provide FHA, VA, conventional, jumbo, reverse mortgage, home equity, and refinance programs. Our brokers work with multiple lenders to find suitable options for various financial situations.
Do you work with first-time homebuyers?
Yes, we specialize in assisting first-time buyers through FHA programs and other low-down payment options. Our team explains all available benefits and qualification requirements.
Can I apply online?
Yes, we offer online applications for convenience. However, we recommend speaking with a loan officer first to understand which program best suits your specific circumstances.
What credit score is required?
Minimum credit score requirements vary by program. We help clients with scores below 620 explore available options and work toward improving their mortgage eligibility.
Do you service Oregon and Washington only?
While our office is in Portland, OR, we provide mortgage services throughout both Oregon and Washington states. Our team understands regional market differences and lending requirements.
