Business Details
37 Years
experience
Your Trusted Mortgage Broker in Portland, OR
Founded in 1989, Associated Mortgage Brokers has built a reputation as a trusted local mortgage brokerage serving Oregon, Washington, and Idaho. With 25 years of hands-on experience, our team prioritizes personalized service, competitive rates, and deep market knowledge. Our Certified Mortgage Consultant designation reflects our commitment to industry excellence and client-focused solutions. We specialize in guiding first-time homebuyers, real estate investors, and veterans through complex mortgage decisions, offering tailored loan programs that align with individual financial goals. Our local expertise in Portland and surrounding areas ensures clients receive strategic advice suited to regional market dynamics.By maintaining independence from large banks, we provide unbiased recommendations and access to diverse lending options. Our team combines decades of collective experience with a dedication to transparency, ensuring clients feel confident throughout the mortgage process. We actively engage in professional associations to stay at the forefront of industry standards and advocate for consumer interests. Our office in Wilsonville, OR, serves as a hub for personalized consultations, whether in-person, via phone, or through virtual meetings. With a focus on long-term relationships, we measure success by our clients' satisfaction and financial well-being.
Services
Fixed Rate Mortgage
FHA Loan
VA Loan
Jumbo Loan
Portfolio Mortgage
Cash-Out Refinance
Investment Property Loan
DSCR Loan
Details
- Year established: 1989
Highlights and features
- We offer 25 years of mortgage expertise with local market insights.
- Our team holds the prestigious Certified Mortgage Consultant designation.
- We provide personalized loan options tailored to individual financial goals.
- We advocate for clients with transparent, no-pressure guidance.
- Our veteran specialists assist with exclusive VA and ODVA loan programs.
Associations and certifications
- Certified Mortgage Consultant (CMC)
Services
Fixed Rate Mortgage
A stable mortgage option with consistent interest rates and payments over the loan term. Ideal for buyers seeking predictable monthly expenses. Our team explains terms, eligibility, and long-term benefits to help clients decide if this fits their financial plans.
VA Loan
Exclusive mortgage program for veterans and active-duty members offering $0 down payment options. We guide eligible clients through VA loan requirements, benefits, and application processes to maximize savings and accessibility.
Jumbo Loan
Flexible financing for high-value properties exceeding conventional loan limits. Designed for clients purchasing luxury homes or unique real estate investments. We clarify qualification criteria, interest rates, and documentation needed for approval.
Cash-Out Refinance
Refinancing option that converts home equity into cash for debt consolidation or major expenses. We assess clients' financial situations to determine if this strategy aligns with their goals while explaining risks and benefits.
DSCR Loan
Income-based mortgage for real estate investors qualifying through property cash flow. Tailored for clients building rental portfolios. Our specialists explain underwriting standards, interest rates, and how to structure applications for approval.
People
Matt Jolivette
Mortgage Broker | Owner
Certified Mortgage Consultant with 25 years of experience in Oregon, Washington, and Idaho. Former Oregon Mortgage Association President. Specializes in first-time homebuyer programs, investment properties, and veteran loans.
Alice Crosby
Mortgage Broker
Licensed broker with 12 years of expertise in loan products and client-focused solutions. Skilled in first-time homebuyer assistance, refinancing, and investment property financing. Prioritizes clear communication and proactive problem-solving.
Questions
What mortgage loan types do you offer?
We provide fixed-rate, FHA, VA, jumbo, portfolio, DSCR, and cash-out refinance loans. Our specialists explain each option's benefits to match your financial goals.
Are VA loans available for refinancing?
VA loans are exclusive to home purchases, not refinancing. We help veterans explore alternative refinance options like the VA Interest Rate Reduction Refinance Loan (IRRRL).
How long does the mortgage process take?
Most loans close within 30-45 days. We streamline the process with early documentation review, real-time lender communication, and proactive issue resolution to meet your timeline.
Can I get a mortgage with low credit scores?
Yes. We work with lenders offering flexible credit requirements, including FHA loans with minimum scores of 580. Our team provides guidance to improve approval chances.
Do you offer investment property financing?
Yes. We specialize in DSCR loans for rental properties and portfolio mortgages. Our experts help investors structure loans based on cash flow and long-term growth strategies.
What areas do you serve?
We operate throughout Oregon, Washington, and Idaho, with deep expertise in Portland metro, Vancouver, and surrounding communities. Remote consultations are available statewide.
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