Business Details
19 Years
experience
Your Trusted Mortgage Broker in Lake Oswego, OR
Vantage Mortgage Group is a nationally recognized, locally owned independent mortgage brokerage firm serving Oregon, Washington, and Idaho since 2007. Our mission is to transform mortgage access through transparency and competition, prioritizing client interests over lender affiliations. With an average of 20+ years of experience per originator, we provide a systematic, data-driven approach that empowers consumers to make informed financial decisions.Our proprietary pricing engine compares rates from 30+ wholesale lenders, ensuring competitive terms while maintaining fiduciary accountability. As an A+ BBB-rated firm with 640+ 5-star reviews, we combine low overhead with elite expertise to deliver cost-effective, stress-free mortgage solutions. Our local ownership and commitment to community values reinforce our position as the Pacific Northwest's most reviewed independent mortgage broker.
Services
Purchase Loans
Refinance
Conventional Loans
FHA Loans
VA Loans
Jumbo Loans
USDA Loans
Adjustable Rate Mortgages
Low Down Payment Options
Non-QM Loans
Details
- Year established: 2007
Highlights and features
- We offer 20+ years of combined experience per mortgage originator
- We compare rates from 30+ wholesale lenders for competitive pricing
- Our proprietary pricing engine provides real-time, transparent rate comparisons
- We operate as fiduciaries working exclusively for client interests
- Our local ownership ensures community-focused service and accountability
Associations and certifications
- Better Business Bureau (BBB) A+ Rating
What people say
Competitive rates
Excellent service
Transparent process
Knowledgeable staff
Quick closings
Services
Purchase Loans
We specialize in helping homebuyers secure financing through multiple lender options. Our process combines market expertise with personalized guidance to find optimal loan terms. Clients benefit from our competitive pricing engine and experienced team support throughout the purchase journey.
Refinance
Our refinance solutions help homeowners reduce payments, access equity, or adjust loan terms. We analyze current market conditions and client financial situations to identify savings opportunities. Our streamlined process ensures efficient rate locks and closing procedures.
Conventional Loans
We offer conventional loan options for borrowers seeking standard financing without government backing. Our expertise includes conforming and jumbo loan programs with flexible down payment requirements. Clients receive tailored advice on mortgage insurance considerations and rate selection.
FHA Loans
Our FHA loan program provides accessible financing for first-time buyers and those with lower credit scores. We guide clients through the requirements for these government-backed loans, including down payment assistance options and specialized underwriting criteria.
VA Loans
We specialize in VA loan programs for eligible military members and veterans. Our team handles the unique requirements of these zero-down payment loans, including certificate of eligibility processing and specialized VA underwriting standards.
People
Andy W. Harris
President
Andy W. Harris leads Vantage Mortgage Group with over 20 years of industry experience. He champions the firm's fiduciary model, prioritizing client interests over lender affiliations. His leadership focuses on transparency, education, and technological innovation in mortgage services.
Questions
What mortgage services does Vantage offer?
We provide purchase loans, refinancing, conventional, FHA, VA, USDA, jumbo loans, and non-QM options across Oregon, Washington, and Idaho.
How does Vantage's mortgage comparison work?
Our proprietary pricing engine compares rates from 30+ wholesale lenders in real-time to find competitive terms tailored to your financial situation.
Are Vantage's mortgage rates competitive?
Yes, our independent broker model and multiple lender partnerships consistently deliver favorable rates and terms through active market competition.
How do I start a mortgage application?
Begin online with our rate calculator or contact our Lake Oswego office to connect with a licensed mortgage professional for personalized guidance.
Is Vantage Mortgage Brokers BBB accredited?
Yes, we maintain an A+ BBB rating with zero complaints, reflecting our commitment to ethical business practices and client satisfaction.
What makes Vantage different from banks?
As independent brokers, we work exclusively for clients rather than lenders, offering broader product options and maintaining fiduciary responsibility to our clients.
Videos
