Business Details
Your Trusted Mortgage Broker in Portland, OR
Imagination Age Mortgage has been guiding individuals and families through complex mortgage solutions for over two decades. Our expertise spans home construction financing, real estate brokerage insights, and personalized loan structuring, ensuring clients receive market-specific knowledge tailored to their unique financial situations. We prioritize transparent communication and competitive pricing, leveraging our industry experience to deliver superior execution from application to closing.Our team specializes in fast loan processing with an average 30-day closing timeline, supported by a 24/7 mortgage chatbot that provides real-time assistance without hard credit checks. Recognized for our client-centric approach, we maintain active licenses in Oregon, Washington, and Idaho while adhering to strict regulatory standards through our NMLS-certified operations.
Services
Fixed Rate Mortgage
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Bank Statement Loans
Renovation Loans
Construction Loans
Cash-Out Refinance
Rate/Term Refinance
First-Time Buyer Programs
Highlights and features
- We offer 20+ years of mortgage industry expertise with personalized loan solutions
- Our team provides 24/7 mortgage chatbot assistance for instant loan guidance
- We guarantee competitive rates with average loan closings completed in 30 days
- Our NMLS-certified professionals maintain active licenses in three Pacific Northwest states
- We implement a client-first approach with no hard credit checks during prequalification
Associations and certifications
- NMLS 1731464
- Oregon ML-5689
- Washington CL-1731464
- Idaho MBL-9617
What people say
Best rates
Painless process
Amazing service
Professional and knowledgeable
Dream home
Services
Fixed Rate Mortgage
Our fixed-rate mortgages provide consistent monthly payments with locked interest rates throughout the loan term. Ideal for long-term homeowners seeking financial predictability, these loans protect against market fluctuations while offering customizable terms from 15 to 30 years. Our experienced team helps clients evaluate rate options and select optimal payment structures based on individual financial goals.
FHA Home Loan
FHA-insured loans enable low-to-moderate income borrowers to achieve homeownership with reduced down payment requirements. We specialize in guiding first-time buyers through the FHA loan process, offering competitive rates and flexible qualification criteria while maintaining strict compliance with federal lending standards.
VA Home Loan
Exclusively for military veterans and active service members, our VA loan program provides zero-down payment options and favorable terms. Our NMLS-certified specialists handle all aspects of VA loan processing, including certificate verification and entitlement documentation, ensuring a seamless experience for those who have served.
Cash-Out Refinance
This refinancing option allows homeowners to convert equity into liquid assets while securing improved loan terms. We assess each client's financial situation to determine optimal cash-out amounts and interest rates, helping consolidate debt or fund home improvements with strategic financial planning.
Construction Loans
Our construction loan program finances custom home building projects from groundbreaking to completion. We coordinate with contractors and manage disbursement schedules while offering competitive rates and flexible payment structures during the construction phase, transitioning seamlessly to permanent financing upon project finish.
People
Scott Little
President
With 20+ years in mortgage banking, Scott combines home construction expertise with real estate brokerage knowledge to deliver tailored loan solutions. He specializes in complex financial scenarios and maintains NMLS certification #130371.
Questions
How can I get pre-qualified for a mortgage?
Start our 5-minute pre-qualification chat online. No hard credit check required. Receive personalized loan suggestions and rate estimates instantly through our 24/7 mortgage chatbot.
What loan types do you offer?
We provide fixed-rate, FHA, VA, jumbo, bank statement, renovation, construction, and refinance loans. Our specialists help select the optimal program based on your financial profile and homeownership goals.
Do you serve clients outside Oregon?
Yes, we're licensed to serve clients in Washington and Idaho as well. Our mortgage services cover all three Pacific Northwest states with local market expertise in each region.
How quickly can you close a loan?
We close most loans in 30 days or less using streamlined processes. Our average closing time is significantly faster than industry standards while maintaining strict compliance with all regulatory requirements.
Is your mortgage chatbot available after hours?
Our 24/7 mortgage chatbot provides instant assistance anytime. It offers personalized loan suggestions, answers questions about rate options, and guides users through the prequalification process without business hour limitations.
