Business Details
Your Trusted Mortgage Broker in Lake Oswego, OR
Newland Mortgage is an independent, locally owned mortgage brokerage firm dedicated to helping clients achieve homeownership through personalized service and competitive financing solutions. With expertise in navigating complex mortgage markets, we leverage relationships with wholesale lenders to secure optimal loan programs tailored to individual financial situations. Our commitment to transparency ensures clients receive clear guidance throughout the entire mortgage process, from pre-qualification to closing. Utilizing advanced technology, we streamline applications while maintaining the human touch that distinguishes our customer service. Operating across multiple states, we combine local market knowledge with national lending resources to serve diverse client needs.Our team's extensive experience in mortgage financing enables us to offer specialized solutions for first-time buyers, refinancing, and investment properties. We prioritize client education, empowering informed decision-making through comprehensive explanations of loan options and market conditions. Our track record of fast closings and responsive communication has established us as trusted advisors in the mortgage industry. By maintaining strict ethical standards and regulatory compliance, we build lasting relationships based on trust and professional integrity. Our mission remains focused on transforming the mortgage experience into a seamless, transparent process that prioritizes client objectives.
Services
Mortgage Broker Services
Loan Refinancing
First-Time Homebuyer Loans
Government-Backed Loans
Investment Property Financing
Highlights and features
- We offer access to multiple wholesale lenders for competitive rate comparisons
- Our team provides personalized mortgage solutions for unique financial situations
- We implement advanced technology for secure online applications and document management
- Our brokers maintain deep local market knowledge across multiple states
- We guarantee transparent communication with no hidden fees or surprises
Associations and certifications
- NMLS
What people say
Responsive and helpful
Fast closings
Excellent communication
Knowledgeable professionals
Stress-free process
Services
Mortgage Broker Services
Our mortgage brokerage connects clients with optimal loan programs through a network of wholesale lenders. We specialize in matching borrowers with conventional, government-backed, and specialty mortgage products while providing personalized rate comparisons and financing guidance. Our licensed professionals facilitate the entire loan process from application to closing.
Loan Refinancing
We offer comprehensive refinancing solutions to help homeowners reduce monthly payments, shorten loan terms, or access equity. Our team analyzes current mortgage conditions to identify cost-saving opportunities through rate-and-term or cash-out refinancing options across multiple property types.
First-Time Homebuyer Loans
Specialized mortgage programs designed for first-time homebuyers include low down payment options and educational resources. We guide new buyers through the entire purchase process, providing pre-qualification letters and tailored loan solutions that meet specific eligibility requirements.
Government-Backed Loans
We facilitate government-insured mortgage programs including FHA, VA, and USDA loans. Our experts help eligible borrowers navigate these specialized programs that offer favorable terms, lower down payments, and reduced credit score requirements for qualified applicants.
Investment Property Financing
Our investment property mortgage solutions cater to real estate investors seeking financing for residential rental properties. We offer competitive rates and flexible terms for 1-4 unit investment properties, with personalized analysis of cash flow potential and portfolio management strategies.
People
Frank Sloan
Co-Owner
With decades of mortgage industry experience, Frank Sloan specializes in personalized loan solutions and client education. He maintains direct communication with borrowers throughout the loan process, ensuring transparency and timely closings while leveraging his extensive lender network to secure competitive rates.
Andrew Varcak
President
As President, Andrew Varcak leads with expertise in complex mortgage transactions and client relationship management. He specializes in rescuing stalled real estate deals and securing favorable loan terms through strategic lender negotiations while maintaining 24/7 client availability.
Stephanie Brown
Mortgage Broker
NMLS-licensed mortgage broker Stephanie Brown provides specialized guidance for first-time buyers and refinancing clients. With over 15 years of experience, she offers personalized loan education and maintains proactive communication throughout the mortgage process for both purchase and refinance transactions.
Cindy Kaaina
Mortgage Broker
Mortgage broker Cindy Kaaina specializes in refinancing solutions and client support. She maintains clear communication channels and provides detailed loan explanations while utilizing digital tools to streamline document management and approval processes for residential borrowers.
Eric Schaefer
Mortgage Broker
Licensed mortgage broker Eric Schaefer focuses on transparent loan counseling and timely transaction management. He provides personalized mortgage guidance while maintaining availability for client inquiries and offering detailed explanations of financing options and requirements.
Questions
What types of mortgage loans do you offer?
We provide conventional conforming, jumbo, FHA, VA, USDA, first-time homebuyer, portfolio loans, and various refinancing options through our wholesale lender network.
How quickly can you process a mortgage application?
Our average approval time is 6 business days, with some transactions closing in as little as 2 weeks using our streamlined digital application process.
Do you offer mortgage refinancing options?
Yes, we specialize in rate-and-term refinancing, cash-out refinancing, and government-to-conventional refinancing solutions to reduce payments or access home equity.
Can I get pre-approved for a mortgage online?
Yes, our secure online pre-approval process takes minutes and provides immediate rate estimates with no impact on your credit score.
What areas do you serve?
We operate in Oregon, Washington, California, Hawaii, Arizona, Colorado, Louisiana, Texas, Alabama, and Florida with local market expertise in all service areas.
How do you determine mortgage rates?
We compare current rates from multiple wholesale lenders daily to secure the most competitive offers based on your specific financial profile.
