Business Details
8 Years
experience
Your Trusted Mortgage Partner in Canby, OR
Advantage Mortgage was founded in 2018 on the principle that independent mortgage brokerage offers superior client service compared to traditional banking models. With over 30 years of combined industry experience, our locally owned company operates across 10 states including Oregon, Washington, Arizona, and Texas. We specialize in connecting clients with multiple lenders to secure competitive rates while leveraging innovative technology for efficient transactions.Our team of NMLS-certified professionals provides personalized guidance through every stage of the mortgage process, from first-time homebuyers to complex refinancing scenarios. We maintain a strong commitment to community support through partnerships with organizations like the Canby Center and Maurice Lucas Foundation. Our operational philosophy emphasizes transparency, ethical practices, and technological advancement to deliver superior financial solutions.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Refinance Programs
Reverse Mortgages
Construction Loans
Renovation Loans
Rural Home Loans
Details
- Year established: 2018
Highlights and features
- We offer access to multiple lenders for competitive rate comparisons
- Our team includes NMLS-certified mortgage advisors with 10+ years average experience
- We utilize proprietary technology for faster loan processing and tracking
- We maintain active community involvement through local charity partnerships
- We provide specialized loan programs for veterans and rural homebuyers
What people say
Smoothest transaction
Expert guidance
Always available
Stress-free process
Proactive communication
Services
Conventional Home Loans
Our conventional loan programs offer flexible terms for primary residences, investment properties, and second homes. With down payment options starting at 3%, these fixed-rate mortgages provide predictable payments over 15-30 year terms. Ideal for borrowers with strong credit histories seeking competitive rates without government insurance requirements.
FHA Home Loans
FHA-insured mortgages enable low-to-moderate income borrowers to purchase homes with minimal down payments. We offer 3.5% down payment options and lenient credit requirements while maintaining competitive interest rates for first-time homebuyers and urban renewal projects.
VA Home Loans
Exclusively for eligible military personnel and veterans, our VA loan programs feature zero down payment requirements and no mortgage insurance. We specialize in processing VA-guaranteed loans with streamlined approval processes and competitive rate structures for qualified applicants.
USDA Home Loans
USDA Rural Development loans provide 100% financing for properties in designated rural areas. Our specialists help borrowers navigate income eligibility requirements and secure zero-down payment options with favorable terms for qualifying rural homebuyers.
Reverse Mortgages
Our HECM-certified counselors assist homeowners aged 62+ in accessing home equity without monthly payments. We offer fixed and adjustable rate reverse mortgage options that allow seniors to convert home equity into tax-free funds while maintaining property ownership.
People
Derek Hill
President
With 15+ years in mortgage banking, Derek founded Advantage Mortgage in 2018 to create a client-focused alternative to traditional lending models. He oversees strategic operations and maintains active NMLS #50183 certification.
Shannon Horn
Senior Mortgage Advisor
NMLS #121410 certified with 12 years' experience, Shannon specializes in complex loan scenarios and has closed over $500M in residential mortgages while maintaining top client satisfaction scores.
Jen Bell
Mortgage Advisor
NMLS #291215 certified mortgage expert focusing on first-time homebuyer programs, with particular expertise in Oregon's housing market and down payment assistance programs.
Mark Aalto
Senior Mortgage Advisor
30-year industry veteran and NMLS #116708 certified professional, Mark specializes in jumbo loan programs and high-net-worth client services across multiple western states.
Michelle Myhrvold
Business Development
NMLS #220568 certified business strategist with 18 years in mortgage operations, Michelle leads our community outreach initiatives and branch expansion programs while maintaining active client advisory roles.
Questions
What mortgage services does Advantage Mortgage offer?
We provide conventional, FHA, VA, USDA, jumbo, reverse, construction, and renovation loans, along with comprehensive refinancing options for residential properties.
How does Advantage Mortgage differ from traditional banks?
As independent brokers, we access multiple lenders to find competitive rates rather than offering products from a single institution, providing more tailored mortgage solutions.
In which states do you operate?
We serve Arizona, California, Hawaii, Idaho, Michigan, Montana, Oregon, Tennessee, Texas, and Washington with locally knowledgeable mortgage advisors.
Can you help with first-time homebuyer programs?
Yes, we specialize in first-time buyer assistance programs including FHA loans, down payment grants, and state-specific initiatives across our service areas.
Do you offer online mortgage tracking?
Our clients receive access to digital tools for real-time loan status tracking, document submission, and communication with their assigned mortgage advisor.
What sets your reverse mortgage program apart?
Our HECM-certified counselors provide personalized senior financing solutions with comprehensive education about equity access options and long-term financial implications.
