Business Details
22 Years
experience
Your Trusted Denver Mortgage Partner
We are a locally owned and operated mortgage company serving Denver and throughout Colorado. With over two decades of experience in the industry, we have built a reputation for providing exceptional customer service while securing competitive interest rates and minimizing closing costs for our clients. Our team of seasoned professionals specializes in home purchase loans, mortgage refinancing, and reverse mortgage solutions tailored to meet individual financial needs.We pride ourselves on offering personalized guidance through every step of the mortgage process, ensuring transparency and security for all transactions. As a trusted name in the Denver community, we remain committed to delivering reliable service and fostering long-term relationships with our clients.
Services
Home Purchase Loans
Mortgage Refinancing
Reverse Mortgages
FHA Loans
VA Loans
Details
- Year established: 2004
Highlights and features
- We offer 21 years of experience in Denver's mortgage market.
- Our team provides personalized guidance for home purchase loans.
- We secure competitive interest rates with minimized closing costs.
- We prioritize secure and transparent mortgage transactions.
- We serve clients across Colorado with local market expertise.
What people say
Best rates
Lowest closing costs
Second to none service
Smooth transactions
Trusted throughout Denver
Services
Home Purchase Loans
We specialize in home purchase loans tailored to first-time buyers and experienced homeowners. Our services include competitive rate comparisons, customized financing options, and streamlined approval processes. Clients benefit from our local market expertise and commitment to securing the lowest closing costs in Denver.
Mortgage Refinancing
Our mortgage refinancing solutions help clients lower monthly payments, consolidate debt, or adjust loan terms. We offer FHA streamline refinancing with simplified requirements and conventional loan refinancing. Our team ensures transparent communication and competitive rate locking for Colorado homeowners.
Reverse Mortgages
Designed for seniors with low mortgage balances, our reverse mortgage programs convert home equity into cash. We provide FHA-insured reverse mortgages with flexible disbursement options. Our specialists guide clients through eligibility requirements and long-term financial planning considerations.
FHA Loans
We offer FHA loans with low down payment requirements for qualified buyers. Our services include FHA streamline refinancing and standard FHA loan origination. Clients receive expert guidance on credit score requirements and mortgage insurance policies specific to FHA programs.
VA Loans
Our VA loan program provides zero-down payment options for eligible veterans and service members. We handle VA streamline refinancing and full VA loan underwriting. Clients benefit from our dedicated support for military families and understanding of VA-specific documentation requirements.
People
Seth Gallaher
President
With over 25 years in mortgage banking, Seth leads our team with expertise in loan origination and financial strategy. He ensures operational excellence while maintaining our commitment to personalized service.
Darrin Foster
CFO
Darrin oversees financial operations with 20+ years of mortgage industry experience. He specializes in reverse mortgages and financial compliance, ensuring clients receive secure and ethical lending solutions.
Garrett Rippe
Ops Manager
Garrett manages daily operations with a focus on process efficiency. His 15 years in mortgage processing ensure smooth transactions and timely loan closings for our clients.
Mike Robinson
Vice President
Mike leads our sales team with expertise in conventional and government-backed loans. He trains loan officers to maintain our high standards for customer service and industry compliance.
Bruce Simmons
Reverse Mortgage Specialist
Bruce specializes in reverse mortgage solutions with 12 years of experience. He educates seniors on equity conversion options while ensuring responsible lending practices for long-term financial security.
Questions
What mortgage services do you offer in Colorado?
We provide home purchase loans, refinancing, reverse mortgages, FHA, and VA loans across Colorado.
How do your mortgage rates compare to other lenders?
We guarantee competitive rates with the lowest closing costs in Denver and surrounding areas.
Can first-time homebuyers qualify for special programs?
Yes, we offer specialized programs with low down payments for first-time homebuyers in Colorado.
Do you offer online mortgage applications?
Yes, apply online or contact our loan specialists at 303-416-7000 for assistance.
Are reverse mortgages available for Colorado seniors?
We provide FHA-insured reverse mortgages for seniors with low mortgage balances or equity.
How long has your company served Denver?
We've been Denver's trusted mortgage lender since 2004, serving clients for over 20 years.
