Business Details
Your Trusted Mortgage Partner in Aurora, CO
At Consumer Mortgage Services, we have maintained an A+ rating with the Better Business Bureau for over 30 years, demonstrating our commitment to ethical practices and customer satisfaction. As a locally owned mortgage brokerage in Aurora, Colorado, we work directly with clients from initial application through loan closing, offering personalized guidance tailored to individual financial goals. Our team collaborates with multiple top-tier lenders to secure competitive rates and diverse loan programs, including fixed-rate mortgages, FHA/VA refinances, and second mortgages for debt consolidation or home improvements.With expertise in handling unique scenarios such as self-employment income, prior foreclosures, or bankruptcy, we provide customized solutions for first-time buyers, investors, and multi-unit property owners. Our streamlined process ensures fast funding, often within 20 business days, while maintaining transparency and support throughout every stage of the transaction.
Services
Mortgage Brokerage
Refinance Services
Home Equity Loans
FHA/VA Streamline Refinancing
Second Mortgage Options
Investment Property Loans
Jumbo Home Loans
First-Time Buyer Programs
Debt Consolidation Refinancing
Custom Loan Terms
Highlights and features
- 30+ years maintaining an A+ Better Business Bureau rating
- Local Colorado market expertise with personalized service
- Fast loan processing, often closing within 20 business days
- Access to multiple lenders for competitive rates and diverse programs
- Specialized solutions for self-employed borrowers and complex credit situations
Associations and certifications
- Better Business Bureau
Services
Mortgage Brokerage
We connect borrowers with multiple lenders to secure competitive mortgage rates and tailored loan programs. Our local expertise in Colorado's housing market ensures personalized guidance for purchase loans, refinancing, and investment properties. With access to top-tier lenders, we simplify the approval process while maintaining transparency about loan conditions and requirements.
Home Equity Loans
Our fixed-rate home equity loans and lines of credit allow homeowners to access up to 90% of their property's value. These products help consolidate high-interest debt, fund home improvements, or cover major expenses while preserving existing first mortgage terms. We specialize in structuring solutions for both primary residences and investment properties.
FHA/VA Refinancing
Eligible borrowers can reduce monthly payments through FHA or VA streamline refinancing programs with minimal documentation. These options require little to no out-of-pocket costs while offering faster processing times. We specialize in navigating these programs to maximize savings for qualified veterans and FHA loan holders.
Debt Consolidation
Our cash-out refinancing solutions enable homeowners to replace high-interest debt with a single, lower-rate mortgage. By consolidating credit card balances, student loans, or other obligations, clients can improve cash flow while leveraging their home equity. We offer terms from 10-30 years to match individual financial goals.
First-Time Buyer
We provide specialized mortgage programs for first-time homebuyers, including low-down-payment options and down payment assistance. Our team guides clients through prequalification, loan selection, and closing while explaining key terms like loan-to-value ratios and mortgage insurance premiums. Customized solutions ensure affordability and long-term financial stability.
People
Mark Einhorn
Licensed Mortgage Professional
With over two decades of mortgage industry experience, Mark Einhorn specializes in guiding Colorado borrowers through complex loan scenarios. His expertise includes FHA/VA loans, investment property financing, and credit rehabilitation strategies. He prioritizes transparent communication and personalized solutions for every client.
Questions
How quickly can you process a mortgage loan?
We typically close loans within 20 business days of application receipt, provided all documentation and conditions are met promptly.
Do you offer mortgage options for self-employed individuals?
Yes, we specialize in using alternative income documentation methods to qualify self-employed borrowers for competitive mortgage rates.
Can I get prequalified without affecting my credit score?
Our prequalification process uses soft credit inquiries that won't impact your credit score during initial rate assessments.
What loan programs help with down payment challenges?
We offer programs with down payment assistance options and low down payment requirements specifically for first-time homebuyers.
Are home equity loans available for investment properties?
Yes, we provide fixed-rate home equity loans and lines of credit for both primary residences and investment properties up to 90% LTV.
Do you service loans after closing?
While we focus on origination, we maintain relationships with top servicers and provide post-closing support for any questions that arise.
