Business Details
Trusted Mortgage Services in Windham, ME
Northstar Mortgage has been dedicated to transforming the mortgage experience since its founding. We operate from our offices in Windham and Auburn, Maine, serving clients across Maine, Florida, and New Hampshire. Our locally-owned business works directly with multiple banks to match clients with lenders that fit their unique financial profiles. We prioritize personalized service, guiding clients through home purchases, refinancing, and construction loans with transparency and expertise.Our team of seasoned professionals offers 24/7 availability, digital documentation tools, and a commitment to simplifying complex mortgage processes. With over 190 five-star reviews, we've built a reputation for fast closings, competitive rates, and exceptional customer support. Our community-focused approach ensures clients feel supported throughout their homeownership journey, whether they're first-time buyers or experienced investors.
Services
FHA Home Loans
USDA Loans
VA Loans
Reverse Mortgages
Construction Loans
Refinancing
Home Purchase Loans
Mortgage Pre-Approval
Loan Processing
Mortgage Consultation
Highlights and features
- We offer 100% financing opportunities for qualified buyers
- Our team provides 24/7 availability for client consultations
- We've maintained 5-star Google reviews for 7 consecutive years
- We offer digital documentation tools for streamlined transactions
- Our local expertise spans Maine's unique real estate markets
What people say
Fantastic service
Amazing team
Seamless process
Super responsive
Best possible rate
Services
FHA Home Loans
FHA home loans provide accessible mortgage options for first-time buyers and those with lower credit scores. Our team specializes in FHA loan requirements, helping clients secure financing with reduced down payment requirements. We guide applicants through the entire process, from pre-approval to closing, ensuring compliance with federal regulations while maintaining competitive interest rates for qualified borrowers.
VA Loans
VA loans offer exclusive benefits for eligible military personnel and veterans. Our specialists understand the unique needs of service members, providing tailored mortgage solutions with zero down payment options. We streamline the VA loan process, coordinate with the Department of Veterans Affairs, and ensure timely closings while maintaining strict adherence to veterans' housing benefits and entitlements.
Construction Loans
Construction loans support custom home building projects from start to finish. Our experienced team manages the complex funding process for new construction, coordinating with builders and inspectors throughout Maine. We offer competitive rates and phased disbursement plans that align with construction milestones, ensuring smooth transitions from construction financing to permanent mortgage solutions.
Mortgage Refinancing
Mortgage refinancing services help homeowners reduce monthly payments or access home equity. Our experts analyze current market conditions and individual financial situations to determine optimal refinancing opportunities. We specialize in cash-out refinancing, rate-and-term adjustments, and streamline refinance options for conventional and government-backed loans across our service areas.
Mortgage Pre-Approval
Mortgage pre-approval services strengthen homebuyers' purchasing positions. We provide comprehensive financial assessments and pre-approval letters within 24 hours, giving clients a competitive edge in Maine's real estate market. Our digital pre-approval process includes credit analysis, income verification, and customized loan scenario planning to ensure buyers understand their budgetary limits.
People
Leigh Gagnon
Loan Officer
Leigh Gagnon specializes in mortgage lending with expertise in first-time homebuyer programs. She provides personalized guidance through complex loan processes and maintains exceptional responsiveness to client needs across multiple states.
Jason Gagnon
Co-Founder
Jason Gagnon co-founded Northstar Mortgage to create a community-focused mortgage experience. He oversees operations and maintains direct client relationships while ensuring the company's commitment to local service standards.
Kate DiBiase
Senior Loan Officer
Kate DiBiase brings extensive mortgage expertise with specialization in fast-track loan closings. She works closely with first-time buyers and investors, maintaining a reputation for exceptional client communication and problem-solving.
Brian Gagnon
Loan Officer
Brian Gagnon specializes in VA loans and out-of-state transactions. He provides expert guidance through complex mortgage scenarios while maintaining personalized service for clients relocating to Maine.
Kara Gagnon
Loan Processor
Kara Gagnon manages loan processing with attention to detail and timely execution. She coordinates documentation requirements and ensures smooth transactions from application through closing for clients across multiple states.
Questions
What mortgage products does Northstar offer?
We offer FHA, VA, USDA, reverse mortgages, construction loans, and refinancing options to meet diverse client needs across Maine, Florida, and New Hampshire.
How quickly can Northstar process a mortgage?
Our average closing time is under 30 days, with some transactions closing in as little as 7 days through our efficient digital documentation system.
Do you offer mortgage services for first-time homebuyers?
Yes, we specialize in first-time homebuyer programs with personalized guidance and competitive financing options tailored to new purchasers.
Can I get pre-approved for a mortgage online?
Yes, our digital pre-approval process provides quick decisions within 24 hours through our online tools and responsive team communication.
What areas do you serve?
We serve clients across Maine, Florida, and New Hampshire with local expertise and personalized mortgage solutions.
How does Northstar handle out-of-state transactions?
Our team coordinates remote closings and digital documentation for out-of-state clients while maintaining personalized service and local market knowledge.
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