Business Details
31 Years
experience
Emergency
services
Your Trusted Mortgage Broker in Wallingford, CT
Platinum Mortgage Solutions has been serving clients in the mortgage industry for over three decades, leveraging extensive experience to simplify the lending process and deliver tailored solutions. Our team specializes in providing access to a comprehensive range of loan types, including FHA, VA, USDA, Conventional, and Renovation loans, ensuring clients receive options that align with their unique financial situations. We prioritize personalized service, working directly with clients to offer clear guidance and support throughout the home financing journey.Licensed in Connecticut and Florida, our commitment to passion, integrity, and trust has established us as a reliable partner for families seeking to secure the right mortgage. With a focus on customized care and industry expertise, we aim to help clients achieve their homeownership goals while saving time and money.
Services
FHA Loans
VA Loans
USDA Loans
Conventional Loans
Renovation Loans
Details
- Year established: 1995
Highlights and features
- We offer access to dozens of wholesale lenders for competitive rates and terms.
- Our team specializes exclusively in mortgage solutions with personalized care.
- Clients work directly with experienced professionals, not call centers.
- We provide flexible availability to meet urgent deadlines and client needs.
- Our expertise spans all residential loan types, including specialized programs.
Services
FHA Loans
FHA loans provide low down payments and flexible credit requirements for first-time homebuyers. These mortgages are insured by the Federal Housing Administration, allowing borrowers with lower credit scores to qualify. Our team guides clients through FHA loan eligibility, down payment options, and property type restrictions.
VA Loans
VA loans offer 100% financing and no mortgage insurance for eligible veterans and service members. We assist with certificate of eligibility requirements, loan terms, and property eligibility. Our specialists ensure veterans receive the full benefits of VA-backed mortgages.
USDA Loans
USDA loans provide zero-down financing for rural and suburban homebuyers with income limits. We help clients navigate property location requirements, income thresholds, and low-interest rate options. Our process simplifies USDA loan applications for qualified applicants.
Conventional Loans
Conventional loans offer flexible down payments starting at 3% with competitive rates. We explain credit score requirements, private mortgage insurance options, and term lengths. Our team helps clients choose between conforming and non-conforming loan structures.
Renovation Loans
Renovation loans combine purchase or refinance funds with repair costs for property upgrades. We specialize in HomeStyle and FHA 203(k) programs, guiding clients through eligibility, contractor requirements, and project scope limitations.
People
Joanne Johansen
President & CEO
Joanne Johansen leads Platinum Mortgage Solutions with over 30 years of mortgage industry experience. Her leadership focuses on client-centric service and strategic growth while maintaining the company's core values of integrity and trust.
Steven Johansen
Mortgage Loan Originator
Steven Johansen brings extensive loan origination expertise to Platinum Mortgage Solutions. With a focus on personalized guidance, he helps clients navigate complex mortgage options and secure financing that aligns with their financial goals.
Nicoletta Murphree
Loan Processor & Originator
Nicoletta Murphree combines loan processing and origination experience to streamline client transactions. Her dual expertise ensures efficient loan approvals while maintaining compliance with industry regulations and client expectations.
Questions
What types of mortgage loans do you offer?
We offer FHA, VA, USDA, Conventional, and Renovation loans to meet diverse client needs.
Are you licensed to operate in multiple states?
Yes, we are licensed in both Connecticut and Florida to serve a broader client base.
Can I refinance my existing mortgage through Platinum Mortgage Solutions?
Yes, we provide refinancing options including FHA streamline and VA IRRRL programs.
Do you offer 100% financing options?
Yes, VA and USDA loans allow for 100% financing with no down payment requirements.
How do you ensure personalized service for each client?
Clients work directly with our team members, avoiding call centers or third-party referrals.
What sets Platinum Mortgage Solutions apart from other brokers?
Our 30+ years of experience, access to multiple lenders, and commitment to tailored solutions distinguish us.
