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Your Trusted Mortgage Partner in Colorado Springs and Beyond
Affinity Mortgage Brokers is a veteran-owned mortgage brokerage headquartered in Colorado Springs, serving clients across eight states. Since the early 2000s, we have prioritized client relationships over immediate profit, fostering trust through transparency and integrity. Our team combines 100+ years of industry experience with a streamlined approach to mortgage services, including purchase loans, refinancing, and specialized programs for military members and first-time homebuyers. Accredited by the Better Business Bureau of Southern Colorado, we maintain a commitment to excellence through licensed professionals, full-time processors, and seasoned loan originators. Our founder, Dwight Howard, leverages decades of expertise to lead a team dedicated to personalized service, ensuring clients receive tailored solutions and competitive rates.

We specialize in navigating complex loan applications while maintaining clear communication throughout the process. Customer testimonials highlight our responsiveness, professionalism, and ability to simplify mortgage transactions. As a community-focused business, we emphasize long-term relationships and ethical practices. Our services extend to both residential and commercial mortgage needs, supported by a robust borrower resource center. By integrating technology with human expertise, we deliver efficient, client-centric outcomes that reflect our core values.
Services
Mortgage Brokerage Refinance Services Military Home Loans First-Time Homebuyer Programs Loan Processing
Highlights and features
  • Veteran-owned with 100+ years of combined mortgage industry experience
  • Better Business Bureau-accredited team of licensed loan professionals
  • Specialized programs for military members and first-time homebuyers
  • Streamlined loan process with rapid closing timelines (as fast as 8 days)
  • Client-centric approach prioritizing long-term relationships over short-term gains
Associations and certifications
  • Better Business Bureau of Southern Colorado
What people say
Patient and helpful Seamless process Highly recommend Quick response times Impeccable service
Services
Mortgage Brokerage
Our mortgage brokerage connects clients with optimal loan products through extensive lender networks. We specialize in purchase loans, refinancing, and specialized programs for unique buyer scenarios. With veteran ownership and BBB accreditation, we combine industry expertise with personalized guidance to simplify complex transactions.
Refinance Services
We offer strategic refinancing solutions to reduce rates, adjust loan terms, or access home equity. Our team analyzes current market conditions and client financial profiles to deliver customized refinancing options with expedited processing timelines.
Military Home Loans
Tailored mortgage programs for active-duty military, veterans, and their families. We specialize in VA loans and other military-specific financing options, leveraging deep industry knowledge to navigate unique eligibility requirements and benefits.
First-Time Homebuyer Programs
Comprehensive support for first-time homebuyers includes down payment guidance, credit qualification strategies, and access to specialized loan programs. Our team simplifies the purchasing process with step-by-step education and personalized mortgage solutions.
Loan Processing
Our in-house processing team ensures efficient document verification and underwriting preparation. We maintain strict compliance standards while accelerating loan approval timelines through dedicated processors and digital workflow systems.
People
Dwight Howard
President & CEO
Veteran mortgage industry leader with 25+ years of experience, transitioning from military service to full-time lending in 1997. Founded Affinity Mortgage Brokers to prioritize client relationships and ethical practices.
Brittany Spahn
Vice President/Operations
Licensed mortgage professional managing daily operations with focus on process efficiency and client satisfaction. Brings extensive experience in mortgage compliance and team leadership.
Marv Hires
Sr. Loan Officer
Senior loan officer combining technical expertise with personalized service. Recognized for exceptional client communication and successful complex loan closings.
Kathleen Wetherbee
Sr. Loan Officer
Experienced mortgage advisor specializing in first-time homebuyer programs and refinancing strategies. Maintains deep knowledge of regional market conditions and lending requirements.
Luther Harris
Chief Executive Advisor
Strategic advisor leveraging decades of industry experience to guide business operations and client service standards. Focuses on maintaining ethical lending practices and long-term growth.
Questions
What mortgage services does Affinity Mortgage Brokers offer?
We provide purchase loans, refinancing, military home loans, first-time homebuyer programs, and commercial mortgage services across eight states.
Are there specialized programs for military members?
Yes, we offer tailored mortgage solutions for active-duty military, veterans, and their families, including VA loan expertise.
How quickly can Affinity close a mortgage?
Our streamlined process enables closings as fast as 8 days, with average timelines significantly faster than industry standards.
What areas does Affinity Mortgage Brokers serve?
Headquartered in Colorado Springs, we operate in Colorado, Alabama, Florida, Virginia, Georgia, and three additional states.
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