Business Details
Your Trusted Mortgage Partner in Fort Collins, CO
Excel Financial Group is a dedicated home loan and mortgage company committed to delivering exceptional service and competitive rates. Our seasoned mortgage brokers work directly with clients to create customized financial solutions for home purchases, refinancing, and debt consolidation. With a focus on building long-term relationships, we prioritize trust, confidentiality, and personalized guidance.Serving Colorado, California, Texas, Wyoming, and Florida, we combine local expertise with a commitment to helping clients achieve their homeownership and financial goals through tailored loan programs and superior customer support.
Services
Conventional Loans
FHA Loans
VA Loans
Jumbo Loans
Reverse Mortgage
Home Equity Loans
Refinance Loans
Debt Consolidation
New Home Construction
USDA Loans
Highlights and features
- Seasoned mortgage brokers with personalized service
- Competitive rates and low fees
- Serving multiple states with local expertise
- Commitment to long-term client relationships
- Secure and confidential transactions
Associations and certifications
- NMLS
- California Department of Business Oversight
Services
Conventional Loans
Conventional loans offer flexible terms for home purchases or refinancing. Ideal for borrowers with strong credit, these mortgages provide competitive rates and customizable down payment options. Our brokers help clients navigate loan requirements and secure approval efficiently.
FHA Loans
FHA loans provide low down payment options for first-time homebuyers. Backed by the Federal Housing Administration, these mortgages cater to borrowers with moderate credit scores. We guide clients through FHA eligibility criteria and application processes.
VA Loans
VA loans offer zero-down payment benefits for eligible veterans and service members. These mortgages feature competitive rates and no private mortgage insurance requirements. Our team specializes in VA loan documentation and approval support.
Reverse Mortgage
Reverse mortgages convert home equity into tax-free income for seniors aged 62+. These loans allow homeowners to access funds without monthly payments. We provide counseling on eligibility, financial implications, and program requirements.
Home Refinance Loans
Refinance loans help reduce monthly payments or access home equity. Options include rate-and-term refinancing and cash-out refinancing. Our brokers analyze current mortgage terms to identify savings opportunities and streamline the process.
Questions
What loan programs does Excel Financial Group offer?
We offer conventional, FHA, VA, jumbo, USDA, reverse mortgage, and home equity loans. Our brokers also specialize in refinance and debt consolidation programs.
How do I apply for a mortgage?
Start with a free rate quote online or contact a loan officer. Provide income documentation, credit history, and property details to complete the application process.
What states do you serve?
We operate in Colorado, California, Texas, Wyoming, Florida, Nebraska, and South Carolina with local office support in key markets.
Can I refinance my existing mortgage?
Yes. We offer rate-and-term refinancing to lower payments and cash-out refinancing to access home equity. Our team evaluates your current loan terms for savings opportunities.
What are your current mortgage rates?
Rates vary daily based on market conditions. Request a personalized rate quote to see today's competitive offers for your specific loan program.
