Business Details
Trusted San Diego Mortgage Lending Services
First Liberty Funding is committed to delivering high-quality home loans paired with competitive mortgage rates across California. Our team prioritizes customer satisfaction by fostering lasting relationships through transparent communication and personalized service. With expertise in FHA, VA, jumbo, and investment property loans, we specialize in addressing complex financial scenarios that require tailored solutions.We guide clients through every step of the mortgage process, ensuring smooth transactions for first-time buyers, seasoned investors, and everyone in between. Our local San Diego presence, combined with a dedication to innovation, positions us to meet diverse homeownership goals while maintaining the highest standards of professionalism and trust.
Services
FHA Loans
VA Loans
Jumbo Loans
USDA Loans
Fixed Rate Mortgages
Investment Property Loans
Rehab Loans
Reverse Mortgages
Cash Out Refinance
Low Down Payment Options
Highlights and features
- We offer tailored mortgage solutions for diverse financial situations.
- Our team provides expert guidance through every step of the loan process.
- Specializing in hard-to-place loans with innovative solutions.
- Committed to transparent communication and accessibility.
- Leverage local San Diego market expertise for informed decisions.
Associations and certifications
- NMLS
- California Department of Real Estate (CADRE)
Services
FHA Loans
FHA loans provide government-insured financing with flexible terms for borrowers with varying credit profiles. These loans require lower down payments and are ideal for first-time homebuyers seeking affordable options in San Diego's competitive market.
VA Loans
VA loans offer zero-down payment options and favorable terms for veterans, active-duty service members, and eligible spouses. Our team specializes in streamlining VA loan processes to honor military service through accessible homeownership opportunities across California.
Jumbo Loans
Jumbo loans cater to high-value property purchases exceeding conventional loan limits. We provide customized jumbo loan solutions with competitive rates for luxury homes or unique real estate investments in premium San Diego neighborhoods.
Cash Out Refinance
Cash-out refinancing allows homeowners to leverage equity for debt consolidation or major expenses. Our process simplifies accessing funds at lower interest rates while restructuring existing mortgages for improved financial flexibility.
Rehab Loans
Rehab loans integrate renovation costs into mortgage financing, enabling property upgrades without separate construction loans. We assist buyers and investors in transforming fixer-uppers into dream homes while meeting all compliance standards.
Questions
What mortgage loan types do you offer?
We offer FHA, VA, jumbo, USDA, fixed-rate, investment property, rehab, reverse mortgages, and cash-out refinance options tailored to diverse financial situations.
How can I get prequalified for a mortgage?
Complete our online prequalification form to receive a letter outlining your potential loan approval amount, helping streamline your home search with clear budget parameters.
Do you work with first-time homebuyers?
Yes, we specialize in guiding first-time buyers through loan programs designed for lower down payments and flexible credit requirements specific to San Diego's housing market.
What are your business hours?
Our San Diego office operates Monday-Friday from 8:00 AM to 6:00 PM. Loan specialists are available during these hours for consultations via phone or in-person appointments.
Can I refinance an investment property?
Yes, we offer refinance solutions for investment properties, including cash-out options to fund additional real estate acquisitions or property improvements in California markets.
