Let us know how we can help find you the right financial product to get you in the home you deserve. Learn more about the different loan options we provide: Conventional, FHA, 0% Down, VA Loans, & more. Try our wide variety of financial calculators with interactive calculations, dynamic graphs, and fully customizable reports. A step by step guide to how the process of securing a mortgage loan works to get you into your dream home.
Services
About
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A family-owned business with over 20 years of experience, we are here to help customers obtain their dream homes with affordable mortgage loans.
As a mortgage brokerage, our fiduciary duty is to our customers-not to banks.
It is our duty and our pleasure to help our customers get the best loan product at the cheapest possible cost from a variety of lenders.
As a mortgage brokerage, our fiduciary duty is to our customers-not to banks.
It is our duty and our pleasure to help our customers get the best loan product at the cheapest possible cost from a variety of lenders.
Secure Application
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Our online mortgage application is a secure way to deliver us the details you need to get started financing your dream home.
If you want to share more about assets and real estate holdings, please upload a PDF or Word Doc here.
Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?
Are you delinquent or in default on any Federal debt, loan, mortgage, bond or loan guarantee?
What type of property did you own: principal residence (PR), second home (SH), or investment property (IP)?
If you want to share more about assets and real estate holdings, please upload a PDF or Word Doc here.
Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?
Are you delinquent or in default on any Federal debt, loan, mortgage, bond or loan guarantee?
What type of property did you own: principal residence (PR), second home (SH), or investment property (IP)?
Programs
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The following is a partial list of programs offered by Crestone Mortgage with a brief description of the key elements of each.
Traditional loan programs that usually require at least 5% down and offer competitive interest rates.
Documentation and fair-to-good credit are necessary.
FHA loans allow for lower down payments (3.5%).
Easier credit criteria, higher debt to income ratios mean that many borrowers can qualify for a larger loan amount at a very low rate and low closing cost.
0% down payment required and closing costs paid by the borrower (seller can contribute up to 6% towards closing costs).
Traditional loan programs that usually require at least 5% down and offer competitive interest rates.
Documentation and fair-to-good credit are necessary.
FHA loans allow for lower down payments (3.5%).
Easier credit criteria, higher debt to income ratios mean that many borrowers can qualify for a larger loan amount at a very low rate and low closing cost.
0% down payment required and closing costs paid by the borrower (seller can contribute up to 6% towards closing costs).
Contact
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Just give us a call, leave us a message, or drop by our office, and we'll see how much you can benefit from today's low rates and specialized loan programs.
We vow to review your mortgage options quickly with no obligation and no hard sell.
Take a few minutes with us to find out how much you can save monthly on your current mortgage, or to select a new mortgage that is just right for you.
We vow to review your mortgage options quickly with no obligation and no hard sell.
Take a few minutes with us to find out how much you can save monthly on your current mortgage, or to select a new mortgage that is just right for you.
Apply Now
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Gathering documents is the first step in getting your mortgage going; use this guide as a way to jump start the process.
Our online mortgage application is a secure way to deliver us the details you need to get started financing your dream home.
Below is a list of the standard paperwork required from a borrower(s) for a loan approval.
With the exception of FHA and VA streamline refinances, this information and these documents are generally required across the board.
So whether you are looking to get pre-approved for a purchase or just wanting to refinance your current home(s), this is your initial "paperwork-gathering" task list.
Our online mortgage application is a secure way to deliver us the details you need to get started financing your dream home.
Below is a list of the standard paperwork required from a borrower(s) for a loan approval.
With the exception of FHA and VA streamline refinances, this information and these documents are generally required across the board.
So whether you are looking to get pre-approved for a purchase or just wanting to refinance your current home(s), this is your initial "paperwork-gathering" task list.
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