Business Details
12 Years
experience
Your Trusted Mortgage Broker in California
Chris Mason has been serving California real estate buyers and investors since 2014, bringing a reputation for reliability and expertise in mortgage financing. As an independent mortgage broker, we shop the entire marketplace of loan programs to find optimal solutions tailored to each client's unique needs. Our commitment to personalized service ensures clients receive transparent communication and support throughout the financing process. We pride ourselves on treating every client as an individual, not a number, and have built long-term relationships through our dedication to securing the best rates and terms. With a focus on fast closings and a deep understanding of both residential and commercial lending, we empower clients to achieve their real estate goals efficiently.Our team's experience, including direct involvement in military service and advanced education, informs our approach to client service. We operate remotely across California while maintaining local offices to better serve the San Francisco Bay Area and beyond. Our dedication to transparency and client-first principles has earned us consistent referrals from satisfied clients and real estate professionals. We specialize in navigating complex loan origination processes for home buyers, refinancers, and investors, ensuring a seamless experience from application to closing. This combination of local expertise and nationwide lending access positions us as a trusted partner in real estate financing.
Services
Home Purchase Loans
Refinancing Services
Investment Property Mortgages
Commercial Real Estate Loans
VA Loans
First-Time Buyer Programs
Cash-Out Refinancing
Jumbo Loans
Down Payment Assistance
Remote Mortgage Services
Details
- Year established: 2014
Highlights and features
- 10 years of experience serving California real estate clients
- Shop multiple lenders to find optimal mortgage solutions
- Guarantee fast closings with structured financing timelines
- Maintain complete transparency in all client communications
- Provide personalized support from application to closing
What people say
Transparent lender
Responsive and patient
Fast closings
Personalized service
Competitive rates
Services
Home Purchase Loans
We specialize in residential mortgage solutions for primary residences and second homes. Our independent broker status allows access to multiple lenders, ensuring competitive rates and terms. Services include conventional loans with low down payment options, FHA and VA programs, and specialized financing for first-time buyers.
Investment Property Mortgages
Tailored financing solutions for real estate investors purchasing single-family homes, multi-family properties, and commercial buildings. We offer competitive rates, fast closings, and specialized programs for house hackers and portfolio investors. Our expertise includes navigating complex loan requirements for investment portfolios.
Commercial Real Estate Loans
Comprehensive commercial lending services for property purchases, refinancing, and cash-out transactions. We connect investors with over 750 lenders offering programs for retail spaces, office buildings, industrial properties, and multifamily complexes. Our platform facilitates competitive rate comparisons and streamlined application processes.
Refinancing Services
Expert refinancing solutions to reduce monthly payments, access equity, or secure better loan terms. We specialize in rate-and-term refinancing, cash-out options, and jumbo loan refinancing. Our process includes comprehensive market comparisons to ensure optimal outcomes for residential and investment properties.
VA Loans
Specialized VA loan programs for eligible veterans and service members. Our team has expertise in VA financing nuances, including competitive rates for California properties. We assist with streamlined processes and provide guidance on eligibility requirements and documentation needs.
People
Chris Mason
Loan Officer
Chris Mason founded Chris Mason in 2014 after serving eight years in the Marines and graduating from UC Berkeley. With over a decade of mortgage industry experience, he specializes in helping first-time buyers, investors, and veterans achieve their real estate goals through personalized service.
Questions
What makes you different from traditional banks?
As an independent mortgage broker, we're not tied to any single lender, allowing us to shop multiple programs to find your optimal solution.
Do you offer VA loans for California properties?
Yes, we specialize in VA loans and have successfully helped numerous veterans purchase homes in competitive California markets.
How do you ensure competitive rates?
We access over 100,000 loan programs from 750+ lenders to find the best combination of rates, terms, and closing timelines for each client.
Can you help with investment property financing?
Yes, we specialize in investment property loans including single-family homes, multifamily properties, and commercial real estate financing.
What areas do you service?
We serve all of California with local offices in the East Bay and San Francisco Bay Area, plus remote services statewide.
How quickly can you close a loan?
Our average closing time is significantly faster than industry standards, with many transactions closing in under 30 days when properly prepared.
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