Business Details
Your Trusted Partner for Reverse Mortgage Solutions in Los Angeles, CA
At My Reverse Options, we believe every senior homeowner deserves honest guidance, genuine care, and thoughtful solutions tailored to their unique needs. Our licensed Mortgage Loan Originators are committed to ethical practices, prioritizing client trust over transactions. We specialize in reverse mortgage solutions, including HECM, proprietary reverse mortgages, and Reverse for Purchase programs, while offering holistic financial perspectives informed by expertise in Medicare, life insurance, estate planning, and real estate.With nearly a decade of service across California, we combine deep mortgage knowledge with a commitment to clarity and compassion. Our internal ethics test ensures every loan recommendation meets the standard of being suitable for our own loved ones. We empower clients to make informed decisions about their financial futures, focusing on long-term goals and legacy planning.
Services
HECM
Proprietary Reverse Mortgage
Reverse for Purchase
Home Equity Conversion
Financial Consultation
Details
- Year established: 2025
Highlights and features
- Licensed Mortgage Loan Originators with ethical lending standards
- Holistic financial perspective combining mortgage and retirement planning expertise
- Internal ethics test ensures client-first recommendations
- Nearly a decade of specialized service for California seniors
- Personalized options beyond one-size-fits-all mortgage solutions
Associations and certifications
- NMLS
Services
HECM
A federally insured Home Equity Conversion Mortgage allows seniors 62+ to access home equity without monthly payments. Ideal for supplementing retirement income, eliminating existing mortgages, or creating financial safety nets while maintaining home ownership.
Proprietary Reverse Mortgage
Non-government reverse mortgage options for homeowners 55+ with high-value properties. Offers larger payouts, no mortgage insurance requirements, and expanded eligibility compared to traditional HECM programs through private lending partnerships.
Reverse for Purchase
Reverse mortgage program enabling seniors 55+ to purchase new primary residences without monthly payments. Facilitates downsizing, relocation near family, or moving to suitable homes while preserving retirement savings.
Questions
What reverse mortgage options do you offer?
We offer HECM (Home Equity Conversion Mortgage), proprietary reverse mortgages, and Reverse for Purchase programs tailored to senior homeowners' financial needs.
Are you affiliated with HUD or FHA?
No, we are an independent licensed mortgage broker but work with FHA-approved HECM products while maintaining our own ethical standards.
What are the age requirements for your services?
Our reverse mortgage solutions require homeowners to be at least 55 years old, with HECM requiring 62+.
Do you serve areas outside Los Angeles?
While based in Los Angeles, we serve senior homeowners throughout California with reverse mortgage consultation and services.
What documents are needed to start the process?
Required documents include mortgage statements, homeowners insurance, income/asset statements, ID, and property verification details for reverse mortgage applications.
How do you ensure ethical lending practices?
Every loan recommendation undergoes our internal ethics test: Would this work for our own family members? Client trust guides all our decisions.
