Business Details
21 Years
experience
Trusted Colorado Mountain Mortgage Broker
Cedar Home Loans has been serving Colorado's mountain communities for over two decades, specializing in mortgage solutions tailored to the unique challenges of high-altitude properties. Our team of seasoned professionals combines deep local market knowledge with expertise in financing luxury mountain homes, vacation properties, and investment real estate. We understand the specific requirements of mountain property financing, including elevation considerations, seasonal access challenges, and well/septic system evaluations.With a streamlined, technology-driven process and a commitment to personalized service, we help clients navigate the complexities of mountain property transactions. Our founder, Andrew McBryan, brings 20+ years of mortgage lending experience and intimate knowledge of Colorado's mountain real estate markets to every client interaction. As residents of the communities we serve, we offer insights that national lenders cannot match, ensuring our clients receive the most appropriate financing solutions for their unique needs.
Services
Mountain Property Financing
Vacation Home Loans
Jumbo Loans
Investment Property Loans
HELOCs
VA Loans
Construction Financing
Refinancing Options
Details
- Year established: 2005
Highlights and features
- 20+ years of mountain property financing experience
- Specialized knowledge of elevation-specific property challenges
- Local market expertise in Colorado's mountain communities
- Expert handling of jumbo loan transactions
- Streamlined, technology-driven mortgage process
Associations and certifications
- Equal Housing Lender
What people say
5.0 from 200+ client reviews
Expert guidance throughout process
Streamlined mortgage approval
Local market knowledge
Personalized service approach
Services
Mountain Property Financing
Specialized mortgage solutions for Colorado's mountain properties address unique challenges like elevation considerations, seasonal access issues, and well/septic system requirements. Our local expertise ensures accurate property valuation and compliance with mountain-specific regulations. We provide tailored financing options for ski-in/ski-out properties, remote cabins, and luxury mountain estates.
Jumbo Loan Expertise
Competitive jumbo loan options for high-value mountain properties requiring financing beyond conventional loan limits. Our specialized handling includes thorough evaluation of luxury homes, investment properties, and unique mountain real estate. We offer flexible terms and personalized service for premium property transactions in Colorado's most desirable mountain communities.
Vacation Home Loans
Tailored mortgage solutions for second homes and vacation properties in Vail, Aspen, Breckenridge, and other mountain destinations. We address unique financing requirements for non-primary residences, including seasonal usage considerations and rental potential. Our expertise ensures smooth transactions for mountain retreats and investment properties.
Investment Property Loans
Specialized financing for rental properties, vacation homes, and real estate investments in mountain markets. We understand the unique financial considerations of investment properties, including cash flow analysis and long-term appreciation potential. Our solutions cater to both new investors and experienced real estate professionals.
Construction Financing
Flexible loan options for building custom mountain homes or renovating existing properties. Our construction financing addresses the specific challenges of mountain building projects, including material transportation costs and seasonal construction windows. We provide phased funding and expert guidance throughout the building process.
People
Andrew McBryan
Owner
With over 20 years of mortgage lending experience, Andrew specializes in mountain property financing. As a long-time Vail resident, he understands elevation-specific challenges and luxury mountain market dynamics. His expertise includes jumbo loans, vacation home financing, and investment property solutions tailored to Colorado's unique mountain communities.
Questions
What makes mountain property financing different?
Mountain properties require specialized knowledge of elevation considerations, seasonal access challenges, and well/septic system evaluations that national lenders often overlook.
Do you offer jumbo loans for luxury mountain homes?
Yes, we specialize in competitive jumbo loan options tailored to high-value mountain properties and luxury estates.
Can you help with vacation home financing?
We provide specialized financing solutions for second homes and vacation properties in premier Colorado mountain communities.
What loan products do you offer?
We offer conventional loans, jumbo mortgages, VA loans, USDA loans, HELOCs, investment property loans, and construction financing options.
How does your mortgage process work?
Our streamlined process includes initial consultation, pre-approval, property evaluation, and efficient closing tailored to mountain property requirements.
Videos
