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Business Details
30 Years
experience
Your Trusted Mortgage Partner in Laredo, Texas
GEO Mortgage Services, founded in 1996 by Edward Glassford, has established itself as Laredo's original mortgage firm. With over 25 years of experience, our team of specialists is dedicated to helping clients navigate the home financing process. We are proud members of the Mortgage Bankers Association, National Association of Mortgage Brokers, Laredo Builders Association, and Laredo Board of Realtors, and maintain licensing through the Federal Housing Authority, Department of Veteran Affairs, Office of Consumer Credit, and Texas Department of Savings and Mortgage Lending. Our commitment to professionalism and personalized service has earned us a reputation for providing competitive rates and tailored mortgage solutions. We offer a comprehensive range of loan products including fixed-rate, FHA, VA, jumbo, and adjustable-rate mortgages to meet diverse borrower needs.

Our staff works diligently to ensure clients receive the lowest rates and best service in the area while maintaining transparency throughout the process. We understand that every borrower's situation is unique, which is why we prioritize individualized attention and expert guidance from application through closing. Our team keeps both clients and real estate agents informed at every stage, ensuring a smooth and efficient transaction. With our deep understanding of local market conditions and decades of collective experience, we empower clients to make informed decisions about their most significant financial investment. Our dedication to excellence has resulted in numerous satisfied customers and solidified our position as a trusted leader in the mortgage industry.
Services
Fixed Rate Mortgages Jumbo Loans FHA Loans VA Loans Texas Veteran Loans Adjustable Rate Mortgages Commercial Mortgages Conventional Loans Refinance Services Home Purchase Loans
Details
  • Year established: 1996
Highlights and features
  • We have over 25 years of experience in mortgage services
  • Our team offers personalized mortgage solutions tailored to your needs
  • We provide competitive rates and transparent service
  • We are licensed by the Texas Department of Savings and Mortgage Lending
  • We offer a wide range of loan products including FHA, VA, and jumbo loans
Services
Fixed Rate Mortgages
Fixed rate mortgages offer consistent interest rates throughout the loan term, providing predictable monthly payments. This option suits borrowers seeking long-term stability and protection from market fluctuations. Our 30-year and 15-year fixed-rate programs help clients achieve homeownership with financial certainty.
FHA Loans
FHA loans assist homebuyers with lower credit scores and minimal down payments, requiring only 3.5% upfront. These government-backed mortgages make homeownership accessible to first-time buyers. We guide clients through the qualification process and help maximize benefits from this program.
VA Loans
VA loans provide zero-down payment options for eligible veterans and active-duty personnel. Backed by the Department of Veteran Affairs, these mortgages offer competitive rates and flexible terms. Our specialists help military members navigate the unique benefits of this program.
Jumbo Loans
Jumbo loans finance properties exceeding conventional loan limits, supporting high-value home purchases. These specialized mortgages require tailored underwriting and documentation. Our experts work with clients to structure competitive jumbo loan solutions that meet their specific needs.
Refinance Services
Our refinance programs help homeowners reduce monthly payments, shorten loan terms, or access equity. We evaluate current market conditions and individual financial situations to determine optimal refinancing strategies. Clients benefit from our comprehensive rate comparison and streamlined application process.
People
Edward Glassford
Broker, President and CEO
Edward Glassford founded GEO Mortgage Services in 1996 and has over 25 years of mortgage industry experience. He leads our team in delivering expert guidance and personalized service to help clients achieve homeownership goals through strategic financing solutions.
Eduardo Gonzalez
Residential Mortgage Loan Officer
Eduardo Gonzalez specializes in mortgage financing solutions with a focus on personalized client support. He assists borrowers throughout the loan process, providing expert advice on program options and helping clients navigate the complexities of home financing.
Questions
What types of mortgage loans do you offer?
We offer fixed-rate, FHA, VA, jumbo, adjustable-rate, conventional, and Texas Veteran loans, along with commercial mortgage options and refinance programs tailored to meet various borrower needs.
How can I apply for a mortgage?
You can start the application process online through our Loan Center or contact us directly at 956-728-8700 to speak with a mortgage specialist who will guide you through the requirements.
Do you serve areas outside Laredo?
While our main office is in Laredo, Texas, we primarily serve the local market and surrounding areas. Contact us to discuss specific location requirements for your mortgage needs.
How often do your mortgage rates update?
Our mortgage rates are updated daily based on market conditions. Current rates as of 1/22/2024 are displayed on our website with detailed terms and qualification requirements.
What documents are needed for pre-approval?
Pre-approval typically requires proof of income, asset statements, credit history, and employment verification. Our loan officers will provide specific documentation requirements during your initial consultation.