Business Details
30 Years
experience
Your Trusted Mortgage Partner in Columbus, MS
Since 1996, JTS & Co. Mortgage Professionals has been dedicated to providing personalized mortgage solutions for homebuyers and refinancers. Our team of experienced Mortgage Advisors specializes in guiding clients through competitive loan options, including fixed-rate mortgages, FHA loans, VA loans, and jumbo loans. We prioritize integrity and efficiency, offering fast funding options and customized rate quotes to meet individual financial goals.Our proprietary tools like the Home Purchase Qualifier and Refinance Analysis calculator empower clients to make informed decisions. With a focus on local expertise and nationwide lending capabilities, we ensure a seamless mortgage process from application to closing.
Services
30 Year Fixed Mortgage
15 Year Fixed Mortgage
Adjustable Rate Mortgage
FHA Loans
VA Loans
Jumbo Loans
Renovation Loans
USDA Loans
Reverse Mortgage
Refinance
Details
- Year established: 1996
Highlights and features
- We have been serving homeowners since 1996 with expert mortgage solutions
- Our fast funding options ensure timely loan closings
- We provide personalized rate quotes tailored to individual financial profiles
- We offer a comprehensive range of loan products including FHA, VA, and jumbo loans
- Our proprietary tools simplify mortgage decision-making processes
Associations and certifications
- NMLS
What people say
Patient, kind, knowledgeable
Many choices provided
Services
30 Year Fixed Mortgage
Our 30 Year Fixed Mortgage offers stable monthly payments with consistent interest rates over the loan term. Ideal for homeowners seeking predictable budgeting and long-term financial planning. This option provides lower monthly payments compared to shorter-term mortgages while maintaining rate security.
15 Year Fixed Mortgage
The 15 Year Fixed Mortgage accelerates equity buildup with higher monthly payments and lower interest rates. Designed for borrowers aiming to own their homes faster while saving on total interest costs. This option suits those with stable income seeking rapid debt reduction.
FHA Loans
FHA Loans provide accessible homeownership opportunities with low down payment requirements and flexible credit standards. Backed by the Federal Housing Administration, these loans benefit first-time buyers and those with moderate credit histories. We offer expert guidance through the FHA loan application process.
VA Loans
VA Loans deliver exclusive benefits for eligible veterans and military personnel, including zero down payment options and competitive rates. Our specialists assist service members in maximizing their VA loan entitlements while navigating the unique qualification process.
Refinance
Our refinance solutions help homeowners reduce monthly payments, shorten loan terms, or access home equity. We analyze current market rates and individual financial situations to determine optimal refinancing opportunities. The process includes rate comparison tools and personalized savings analysis.
Questions
What mortgage options do you offer?
We provide 30-year and 15-year fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, jumbo loans, USDA loans, reverse mortgages, and renovation loans.
How can I get pre-qualified for a mortgage?
Use our online Pre-Qualification Letter tool to determine your eligibility and borrowing capacity within minutes using basic financial information.
What is your typical loan processing time?
Most loans close within 30 days, with fast funding options available to ensure timely home purchases or refinancing opportunities.
Do you offer refinancing options?
Yes, we specialize in rate-and-term refinancing, cash-out refinancing, and strategic refinancing solutions to meet various financial goals.
How do you determine mortgage rates?
Rates depend on market conditions, credit score, loan type, down payment amount, and other risk factors evaluated during the application process.
Are you licensed in my state?
We are licensed to operate in Alabama and Mississippi, with nationwide lending capabilities through our network of approved partners.
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