At Bayside Mortgage Services Inc, we've been helping customers acheive the dream of home ownership since 2003. Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership. At Bayside Mortgage Services Inc we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration we give to each of our clients makes getting your loan a worthwhile endeavor.
After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership. At Bayside Mortgage Services Inc we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration we give to each of our clients makes getting your loan a worthwhile endeavor.
Services
Loan Process
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Pre-qualification starts the loan process.
Once a lender has gathered information about a borrower's income and debts, a determination can be made as to how much the borrower can pay for a house.
Since different loan programs can cause different valuations a borrower should get pre-qualified for each loan type the borrower may qualify for.
In attempting to approve homebuyers for the type and amount of mortgage they want, mortgage companies look at two key factors.
Ability to repay the mortgage is verified by your current employment and total income.
Once a lender has gathered information about a borrower's income and debts, a determination can be made as to how much the borrower can pay for a house.
Since different loan programs can cause different valuations a borrower should get pre-qualified for each loan type the borrower may qualify for.
In attempting to approve homebuyers for the type and amount of mortgage they want, mortgage companies look at two key factors.
Ability to repay the mortgage is verified by your current employment and total income.
Testimonials
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We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership.
We want to add you to our list of very satisfied customers.
I have PTSD when it comes to money matters--especially in the mortgage area.
That was not the case with Jim.
From the start, Jim assured us he could navigate us through this process and lead us into the best possible loan to fit our needs.
What a change that was for us.
What a gift!
We plan to make the improvements to our home and sell it once our daughter goes to college, and when we do, you better believe Jim will be our go-to guy.
We want to add you to our list of very satisfied customers.
I have PTSD when it comes to money matters--especially in the mortgage area.
That was not the case with Jim.
From the start, Jim assured us he could navigate us through this process and lead us into the best possible loan to fit our needs.
What a change that was for us.
What a gift!
We plan to make the improvements to our home and sell it once our daughter goes to college, and when we do, you better believe Jim will be our go-to guy.
Maryland
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I have been originating mortgages in Maryland for over 23 years.
In 2003 I founded Bayside Mortgage Services, Inc.
As the owner of the company, I have a competitive advantage over other loan officers as I don't have to split the commission between the sales manager and the owner.
In turn, I pass that savings on to my clients.
I consider my clients best interest and assure their loan closes as scheduled.
Additionally, Mortgage Brokers offer more loan programs, less restrictions and better rates then retail lenders.
In 2003 I founded Bayside Mortgage Services, Inc.
As the owner of the company, I have a competitive advantage over other loan officers as I don't have to split the commission between the sales manager and the owner.
In turn, I pass that savings on to my clients.
I consider my clients best interest and assure their loan closes as scheduled.
Additionally, Mortgage Brokers offer more loan programs, less restrictions and better rates then retail lenders.
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