Business Details
Your Trusted Gainesville Mortgage Experts
At Chris Doering Mortgage, we specialize in providing tailored mortgage solutions to meet the unique needs of every homebuyer. Our team of experienced professionals is dedicated to delivering ethical, transparent, and personalized service throughout the entire mortgage process. With a wide range of loan products including conventional, FHA, VA, USDA, jumbo, DSCR, and bank statement loans, we empower clients to find the best financing options for their circumstances. Headquartered in Gainesville, Florida, our North Central Florida-native team combines local market expertise with a commitment to exceptional customer service. We pride ourselves on maintaining open communication, offering timely support, and guiding clients through every step of their homebuying journey.Our proven track record of successful closings, including complex VA loans and time-sensitive transactions, demonstrates our ability to deliver results even in challenging situations. By leveraging advanced tools like our mortgage calculator and comprehensive mortgage dictionary, we help clients make informed decisions with confidence. Our mission is to be trusted partners in homeownership, ensuring every client feels supported and informed from initial consultation to closing and beyond.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
DSCR Loans
Bank Statement Loans
Highlights and features
- We offer 7+ specialized mortgage products for diverse financial situations
- Our team provides personalized guidance through complex loan processes
- We maintain transparent communication with timely response guarantees
- We have proven success with challenging VA loan transactions
- We combine local market expertise with statewide Florida service
What people say
Smooth experience
Responsive communication
Ethical service
Recommend without hesitation
Fantastic experience
Services
Conventional Loans
Standard mortgage products with flexible terms for borrowers with strong credit profiles. Ideal for primary residences, investment properties, and second homes across Florida. Requires minimum 5% down payment with competitive interest rates based on market conditions and borrower qualifications.
FHA Loans
Federal Housing Administration insured loans requiring as little as 3.5% down. Designed for first-time homebuyers and those with moderate credit scores. Offers lenient qualification requirements while maintaining affordable mortgage insurance premiums for Florida property purchases.
VA Loans
Zero-down payment options for eligible military veterans and service members. Features include no mortgage insurance requirements and competitive rates. Specialized support for navigating VA-specific appraisal processes and entitlement documentation across Florida counties.
USDA Loans
100% financing options for rural and suburban properties in designated USDA areas. Income-restricted program with favorable terms for qualified applicants. Includes specialized underwriting support for Florida's eligible geographic regions and property types.
Jumbo Loans
Non-conforming loan products exceeding conventional loan limits for premium properties. Available for luxury homes and unique real estate investments across Florida's major markets. Requires strong credit profiles and higher down payment requirements.
People
Chris Doering
Mortgage Broker
With decades of Florida mortgage experience, Chris leads our team in delivering ethical lending solutions. He specializes in complex loan structures and maintains active involvement in every client transaction.
Candi Curtis
Mortgage Loan Officer
Recognized for exceptional client service, Candi specializes in time-sensitive closings and first-time homebuyer programs. She maintains a 98% on-time closing rate across Gainesville's competitive real estate market.
Questions
What loan types do you offer?
We offer conventional, FHA, VA, USDA, jumbo, DSCR, and bank statement loans to meet diverse homebuying needs across Florida.
How can I determine my home affordability?
Use our online mortgage calculator to estimate monthly payments based on loan amount, interest rate, and property taxes.
Do you offer VA loans?
Yes, we specialize in VA loans with zero down payment options and expert guidance through the veteran mortgage process.
What areas do you serve?
We provide mortgage services throughout Florida with local expertise in Gainesville, Jacksonville, Ocala, and Orlando.
How quickly can you close a loan?
Our average closing time is 30 days, with expedited options available for time-sensitive real estate transactions.
Can I get pre-approved online?
Yes, start your mortgage journey with our streamlined online pre-approval process accessible through our website.
