Business Details
11 Years
experience
Your Trusted Mortgage Partner in Newport Beach, CA
Clear View Mortgage was founded in 2015 by Bill Seitz, leveraging over 18 years of combined experience in real estate and mortgage banking. Our team specializes in streamlining the mortgage process to reduce costs and eliminate stress for borrowers. We prioritize transparent communication, timely execution, and personalized service to ensure clients are fully informed from application to closing. With expertise in jumbo, conventional, FHA, VA, and reverse mortgages, we cater to first-time buyers, investors, and unique financial situations.Our commitment to competitive rates, tailored loan solutions, and a client-centric approach has established us as a trusted partner in the mortgage industry. We serve communities across California, focusing on Newport Beach, San Diego, and Rancho Mirage, while maintaining a dedication to ethical practices and client satisfaction.
Services
Conventional Mortgages
FHA Loans
VA Loans
Jumbo Loans
Reverse Mortgages
Refinance Options
First-Time Buyer Programs
Investor Loans
10/5 Year ARM Products
Self-Employed Borrower Solutions
Details
- Year established: 2015
Highlights and features
- We offer 18+ years of combined experience in mortgage banking and real estate.
- Our team provides personalized loan solutions for unique financial situations.
- We guarantee transparent communication and timely loan closings.
- We specialize in jumbo, conventional, FHA, VA, and reverse mortgages.
- Our competitive rates and partnerships ensure cost-effective financing options.
Associations and certifications
- NMLS
What people say
Professional and responsive
Timely loan closings
Competitive interest rates
Exceptional communication
Tailored loan solutions
Services
Conventional Mortgages
Conventional mortgages cater to borrowers with strong credit and down payments of 5-20%. These fixed-rate loans offer 15- or 30-year terms with predictable monthly payments. Clear View Mortgage provides competitive rates and streamlined processes for home purchases or refinancing.
FHA Loans
FHA loans assist first-time buyers with lower credit scores and minimal down payments. Clear View Mortgage offers expert guidance through FHA requirements, ensuring accessible homeownership opportunities with flexible qualifying criteria and affordable financing options.
VA Loans
VA loans provide zero-down payment options for eligible veterans and service members. Our team specializes in VA-specific underwriting, ensuring veterans receive maximum benefits with competitive rates and minimal fees.
Reverse Mortgages
Reverse mortgages enable homeowners aged 62+ to convert equity into tax-free income. Clear View Mortgage offers HECM-certified solutions with transparent counseling and personalized plans to meet retirement financial needs.
Refinance Options
Refinance programs lower rates, reduce terms, or access equity for debt consolidation. Clear View Mortgage evaluates individual financial goals to recommend cash-out, rate-and-term, or streamline refinancing solutions with expedited processing.
People
Bill Seitz
Founder
Bill Seitz founded Clear View Mortgage in 2015 after 18+ years in real estate and mortgage banking. He specializes in wholesale mortgage platforms and client-focused financing solutions.
Cameron Alley
Loan Officer
Cameron Alley has over a decade of mortgage experience, specializing in refinancing and complex loan scenarios. Clients praise his responsiveness, competitive rates, and stress-free closing processes.
Debi Cecconi
Loan Officer
Debi Cecconi assists first-time buyers and unique cases with personalized guidance. She excels in credit improvement strategies and maintaining open communication throughout the loan process.
Amy Carr
Loan Officer
Amy Carr brings 12+ years of lending expertise, including loan origination and processing. She focuses on Orange County clients, offering tailored mortgage solutions with a positive, energetic approach.
Kevin Laugharn
Director of Training & Marketing
Kevin Laugharn oversees staff development and marketing initiatives. He ensures Clear View Mortgage maintains industry-leading service standards through continuous team education and strategic outreach.
Questions
What types of mortgage loans do you offer?
We offer conventional, FHA, VA, jumbo, reverse mortgages, and specialized options for self-employed borrowers. Our team helps clients choose the best fit for their financial situation.
How can I apply for a mortgage?
Start with a free consultation via phone or our website. We'll review your financial goals, provide pre-approval options, and guide you through document submission and closing steps.
How long does the mortgage process take?
Most loans close within 30-45 days. Refinances often complete faster, with some clients closing in as little as two weeks through our expedited processing.
Do you offer refinancing options?
Yes, we provide rate-and-term, cash-out, and streamline refinancing. Our team analyzes your current mortgage to find savings opportunities through lower rates or adjusted terms.
What areas do you serve?
We primarily serve California clients in Newport Beach, San Diego, Rancho Mirage, and surrounding areas. Our wholesale network allows us to assist borrowers statewide.
Can I get a mortgage with bad credit?
Yes, we work with FHA loans and alternative programs for lower credit scores. Our team provides credit improvement strategies and tailored solutions to help you qualify.
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