Business Details
22 Years
experience
Your Trusted Mortgage Partner in Lafayette, LA
At Family First Mortgage, we prioritize service and community, treating every client like family. Founded in 2004, our team brings over 70 years of combined experience in mortgage lending, serving Lafayette, Louisiana, and surrounding areas in Louisiana and Texas. We specialize in personalized home financing solutions, offering competitive rates and fees backed by 180+ five-star Google reviews. Our mission extends beyond transactionswe aim to build lasting relationships and support our clients' financial goals with integrity and transparency. With expertise in conventional, FHA, USDA, and VA loans, we guide first-time buyers and seasoned investors through every step of the process.Our commitment to excellence has resulted in $1 billion+ in funded loans and assistance for 4,500+ families since our inception. We pride ourselves on clear communication, tailored advice, and a client-centric approach that prioritizes your needs. Our teams dedication to the Acadiana community is rooted in faith and a belief that every customer deserves to feel valued and supported. Whether purchasing or refinancing, we strive to make the mortgage process seamless and stress-free, ensuring you achieve your homeownership dreams.
Services
Mortgage Loans
Refinancing
Conventional Loans
FHA Loans
USDA Loans
VA Loans
Details
- Year established: 2004
Highlights and features
- We have funded $1 billion+ in home loans since 2004.
- Our team has 4,500+ families helped with mortgage needs.
- We maintain 180+ five-star Google reviews from satisfied clients.
- Our team has over 70 years of combined mortgage industry experience.
- We offer personalized loan solutions tailored to individual financial goals.
What people say
Excellent experience
Very professional
Great interest rates
Smooth process
Highly recommend
Services
Mortgage Loans
Family First Mortgage offers tailored mortgage solutions for first-time buyers and experienced investors. Our team provides expert guidance on loan options, competitive rates, and personalized financing strategies. We simplify the homebuying process with transparent communication and dedicated support from application to closing.
Refinancing
Our refinancing services help homeowners reduce monthly payments, access equity, or adjust loan terms. We analyze your current mortgage to identify savings opportunities while maintaining clear communication throughout the process. Clients benefit from our industry expertise and commitment to finding optimal solutions.
Conventional Loans
We provide conventional loan options with low down payments and flexible credit requirements. Our specialists explain program details, eligibility criteria, and rate options to help clients make informed decisions. This service caters to borrowers seeking non-government-backed mortgage solutions.
FHA Loans
Our FHA loan program offers accessible financing with lower credit score requirements and down payment options. We guide clients through the application process, explaining mortgage insurance requirements and long-term benefits. This service supports first-time buyers and those rebuilding credit.
USDA Loans
We specialize in USDA loans with 100% financing for eligible rural and suburban properties. Our team verifies eligibility, explains income requirements, and streamlines the approval process. This service provides affordable homeownership opportunities with reduced mortgage insurance costs.
People
Chris Chustz
Founder & Owner
Chris Chustz founded Family First Mortgage in 2004, leading with a 'family-first' philosophy. He prioritizes community impact and client relationships, extending the concept of family to every customer. His leadership focuses on integrity, personalized service, and financial empowerment for Louisiana and Texas families.
Jason Alexander
Loan Officer
Jason Alexander delivers professional and efficient mortgage services, maintaining consistent communication with clients. Recognized for transparency and dedication, he helps families achieve homeownership through personalized guidance and expertise in loan programs and market conditions.
Questions
What mortgage services does Family First Mortgage offer?
We provide conventional, FHA, USDA, and VA loans for home purchases and refinancing. Our services cater to first-time buyers, experienced investors, and everyone in between across Louisiana and Texas.
How does Family First Mortgage differ from other lenders?
We combine competitive rates with personalized service, treating clients like family. Our team's 70+ years of combined experience and 180+ five-star reviews reflect our commitment to transparency and client satisfaction.
What steps are involved in your mortgage process?
Our process includes initial consultation, loan program education, pre-approval, property selection, application submission, and closing support. We maintain clear communication at every stage to ensure a seamless experience.
Do you offer refinancing options for existing homeowners?
Yes, we help homeowners reduce payments, access equity, or adjust loan terms through various refinancing programs. Our team analyzes your current mortgage to identify potential savings opportunities.
Which areas do you serve?
We operate in Lafayette, Broussard, Carencro, and surrounding Louisiana areas, plus major Texas markets including Austin, Dallas, and Houston. Our services cover both urban and rural communities.