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Business Details
31 Years
experience
Your Trusted Mortgage Partner in Schaumburg, IL
Hometrust Mortgage has been dedicated to helping customers achieve homeownership since its founding in 1995. Our mission centers on delivering exceptional customer service while offering tailored mortgage programs at competitive rates. We specialize in Conventional, FHA, VA, IHDA, Down Payment Assistance, and Jumbo mortgages, ensuring solutions for diverse financial situations. Our team of licensed mortgage professionals prioritizes accessibility and transparency, working diligently to secure the optimal loan package for every client. With operations spanning Illinois, Florida, Indiana, Michigan, Wisconsin, South Carolina, and Tennessee, we combine local market expertise with national lending capabilities. As an Illinois Residential Mortgage Licensee (MB 0004560), we adhere to rigorous regulatory standards while maintaining a trust-based lending approach.

Our commitment to innovation is evident in our digital tools, including online prequalification and mortgage calculators, which streamline the homebuying process. We take pride in our referral-driven growth, reflecting the satisfaction of clients who value our personalized service and long-term relationships. Our accessibility initiatives demonstrate our dedication to serving all customers, including those with disabilities, through a WCAG 2.1-compliant website. This combination of expertise, technology, and ethical practices has established us as a trusted partner in the mortgage industry.
Services
FHA Loans VA Loans Conventional Mortgages Jumbo Loans Down Payment Assistance Home Equity Loans Refinancing Options First-Time Buyer Programs Commercial Mortgages Asset Depletion Loans
Details
  • Year established: 1995
Highlights and features
  • We offer mortgage solutions since 1995 with personalized service
  • Our team provides access to 6+ loan program types including niche options
  • Licensed professionals guide clients through every mortgage scenario
  • We maintain WCAG 2.1 website accessibility compliance for all users
  • Our referral-based growth reflects client satisfaction with our service
Associations and certifications
  • NMLS 134317
  • Illinois Residential Mortgage Licensee MB 0004560
Services
FHA Loans
Federal Housing Administration insured mortgages requiring lower down payments and credit scores. Ideal for first-time buyers seeking affordable financing options with competitive rates. Our specialists guide clients through the FHA loan process from application to closing.
VA Loans
Exclusive mortgage programs for veterans and active military personnel with zero down payment options. We streamline the VA loan process with dedicated support for service members and their families seeking homeownership benefits.
Down Payment Assistance
Specialized financing solutions including state grants and private assistance programs. Our experts help qualifying buyers overcome down payment barriers through Illinois IHDA grants and national assistance initiatives.
Refinancing Options
Comprehensive refinancing solutions for rate reduction, cash-out options, and loan term adjustments. We offer conventional, FHA, and VA refinancing programs to help homeowners optimize their mortgage terms.
First-Time Buyer Programs
Tailored guidance and educational resources for first-time homebuyers. Our specialists explain mortgage fundamentals, credit requirements, and down payment options to simplify the home purchase journey.
Questions
What mortgage programs do you offer?
We provide FHA, VA, Conventional, Jumbo, and Down Payment Assistance loans, along with specialized programs for first-time homebuyers and unique financial situations.
Do you offer first-time homebuyer assistance?
Yes, we specialize in first-time homebuyer programs including down payment grants, educational resources, and low-down payment options tailored to new buyers' needs.
Can I apply for a mortgage online?
Yes, our website offers online prequalification, mortgage calculators, and a secure application portal to streamline the mortgage process from any location.
What areas do you serve?
We provide mortgage services in Illinois, Florida, Indiana, Michigan, Wisconsin, South Carolina, and Tennessee with local market expertise in each region.
Are you an approved FHA lender?
Yes, we are a licensed FHA-approved mortgage lender with specialists trained in government-backed loan programs and requirements.