Our mission is to support and empower families - to arm them with advice, guidance, and information - so they can take control of their financial future. Reverse mortgages can provide a unique opportunity to borrow against home equity. A chance to stay in one's home. A way to cover expenses that were impossible to plan for -- or to pay for special moments that might otherwise seem out of reach.
Managing finances can be very challenging, and many families find that they are faced with difficult financial decisions. Some are dealing with the here and now, struggling to pay the bills. Others are trying to figure out how they will manage for the future or to help a loved one get back on their feet. Regardless of the situation, we want to help.
With a reverse mortgage, borrowers get to choose how to access their cash and when to repay their loan. Some decide to pull out their money in a lump sum. Others take a different approach. Some choose to pay down their loans over time while others choose to wait.
Managing finances can be very challenging, and many families find that they are faced with difficult financial decisions. Some are dealing with the here and now, struggling to pay the bills. Others are trying to figure out how they will manage for the future or to help a loved one get back on their feet. Regardless of the situation, we want to help.
With a reverse mortgage, borrowers get to choose how to access their cash and when to repay their loan. Some decide to pull out their money in a lump sum. Others take a different approach. Some choose to pay down their loans over time while others choose to wait.
Services
What is a Reverse Mortgage
Report
Learn about reverse mortgages and see how your home equity can be leveraged as a tool in retirement.
A reverse mortgage is a powerful tool that enables homeowners to tap into a portion of their home equity and convert it to cash so they can live better in retirement.
Also known as a home equity conversion mortgage HECM, this federally insured program is designed to help retirees access the home equity they've accumulated through tax-free loan proceeds* without having to sell or vacate their property.
A reverse mortgage is a powerful tool that enables homeowners to tap into a portion of their home equity and convert it to cash so they can live better in retirement.
Also known as a home equity conversion mortgage HECM, this federally insured program is designed to help retirees access the home equity they've accumulated through tax-free loan proceeds* without having to sell or vacate their property.
Reverse Mortgage Calculator
Report
Using our reverse mortgage calculator is easy; simply tell us a little about yourself and your property to receive a free loan estimate.
Age: Indicate your age and your spouse's age, if applicable.
We'll consider the younger of the two when determining the size of the loan you may eligible to borrow.
Generally speaking, the older you are in age, the more home equity you'll be able to access through a reverse mortgage.
Note: you must be at least 62 years old to qualify.
If you have a spouse who is younger than 62, ask us about the new exception that may change your eligibility.
Age: Indicate your age and your spouse's age, if applicable.
We'll consider the younger of the two when determining the size of the loan you may eligible to borrow.
Generally speaking, the older you are in age, the more home equity you'll be able to access through a reverse mortgage.
Note: you must be at least 62 years old to qualify.
If you have a spouse who is younger than 62, ask us about the new exception that may change your eligibility.
Refinancing
Report
Lower Rates**Based on data reported by lenders to the U.S. Dept. of Housing & Urban Development.
If you're interested in learning how to tap into home equity so you can achieve greater financial freedom, contact us to see how we may be able to help.
We streamline the reverse mortgage application process with best-in-class customer service, so you'll feel confidently informed throughout your experience.
Whether you'd like to achieve a lower interest rate or see if there's more equity you can convert into loan proceeds, call GoodLife and learn about our reverse mortgage refinancing.
If you're interested in learning how to tap into home equity so you can achieve greater financial freedom, contact us to see how we may be able to help.
We streamline the reverse mortgage application process with best-in-class customer service, so you'll feel confidently informed throughout your experience.
Whether you'd like to achieve a lower interest rate or see if there's more equity you can convert into loan proceeds, call GoodLife and learn about our reverse mortgage refinancing.
Eligibility & Safeguards
Report
You must be at least 62 years of age to qualify for a reverse mortgage.
If your spouse is younger than 62, you may still be eligible due to new rules that allow exceptions for non-borrowing spouses.
You must have a significant amount of equity accumulated in the property-typically, at least 50% or more to be considered.
You must occupy the home as your primary residence; part-time vacation properties are ineligible for a reverse mortgage.
The appraiser will also confirm that your property meets the minimum standards required to obtain a mortgage financed through the FHA.
If your spouse is younger than 62, you may still be eligible due to new rules that allow exceptions for non-borrowing spouses.
You must have a significant amount of equity accumulated in the property-typically, at least 50% or more to be considered.
You must occupy the home as your primary residence; part-time vacation properties are ineligible for a reverse mortgage.
The appraiser will also confirm that your property meets the minimum standards required to obtain a mortgage financed through the FHA.
Careers
Report
Lower Rates**Based on data reported by lenders to the U.S. Dept. of Housing & Urban Development.
Reverse mortgages are empowering tools that can help people improve their lives in retirement.
We put our customers above all else and carefully consider whether a reverse mortgage would be the best choice for their personal circumstances.
The GoodLife team of reverse mortgage experts provides customers with valuable education they can trust, guiding them every step of the way.
We strive to deliver best in class customer service with lower rates and fast processing times.
Reverse mortgages are empowering tools that can help people improve their lives in retirement.
We put our customers above all else and carefully consider whether a reverse mortgage would be the best choice for their personal circumstances.
The GoodLife team of reverse mortgage experts provides customers with valuable education they can trust, guiding them every step of the way.
We strive to deliver best in class customer service with lower rates and fast processing times.
Reviews
Be the first to review Goodlife Home Loans.
Write a Review
