Business Details
14 Years
experience
Reverse Mortgage Solutions for Your Retirement Needs
GoodLife Home Loans is a family-owned business dedicated to empowering seniors through reverse mortgage solutions. Founded in 2012, we combine decades of financial expertise with a commitment to integrity, offering personalized guidance to help clients access home equity for retirement security. Our team of certified professionals provides lower rates, faster funding, and transparent communication, backed by an A+ BBB rating and 4.9 Trustpilot score.As an FHA-approved lender and member of the National Reverse Mortgage Lenders Association, we adhere to the highest industry standards while serving 76% of the U.S. market. Our mission focuses on simplifying complex financial tools, ensuring clients make informed decisions that align with their long-term goals.
Services
Reverse Mortgages
Jumbo Reverse Mortgages
Refinancing
Reverse Mortgage Calculator
Educational Resources
Details
- Year established: 2012
Highlights and features
- We offer lower reverse mortgage rates than industry averages
- Our team includes PhD-level financial experts with decades of mortgage experience
- We maintain a 4.9 average rating on Trustpilot with 300+ reviews
- Family-owned business with A+ BBB accreditation since 2012
- Direct-to-consumer division of a respected secondary market purchaser
Associations and certifications
- Better Business Bureau
- Trustpilot
- Federal Housing Administration
- Ginnie Mae
- National Reverse Mortgage Lenders Association
- HUD
What people say
Excellent service
Knowledgeable staff
Transparent process
Competitive rates
Prompt responses
Services
Reverse Mortgages
Reverse mortgages allow seniors to convert home equity into tax-free cash while maintaining ownership. These loans provide financial flexibility for retirement expenses, home improvements, or long-term care. Our counselors explain HUD/FHA regulations and help determine eligibility based on age, home value, and financial obligations.
Jumbo Reverse Mortgages
Jumbo reverse mortgages serve high-value properties exceeding standard lending limits. We offer competitive rates for homes up to $1,209,750, providing larger cash access while explaining unique requirements like higher appraisal standards and specialized underwriting processes.
Refinancing
Our refinancing process helps existing reverse mortgage holders access increased equity from rising home values. We analyze current loan terms, explain potential benefits like lower rates, and guide clients through HUD's streamlined refinance options to maximize financial advantages.
Reverse Mortgage Calculator
This online tool estimates potential loan amounts based on age, home value, and interest rates. Users input property details to receive customized projections, helping them understand cash flow options and long-term equity implications before formal consultation.
Educational Resources
We provide comprehensive materials explaining reverse mortgage mechanics, including our free downloadable guide. Resources cover loan terms, tax implications, and responsible usage strategies, helping clients make informed decisions about retirement financial planning.
People
Kenneth B. Dunn
President and CEO
PhD economist and former Carnegie Mellon dean with 30+ years mortgage industry experience. Led Morgan Stanley's mortgage teams and pioneered option-based mortgage valuation research published in top finance journals.
Elisa Dunn
Chief Financial Officer
MBA-holding financial executive with expertise in mortgage restructuring and compliance. Previously managed UCLA's Master of Financial Engineering program and worked with Lehman Brothers and Brookfield Asset Management.
Brett R. Dunn
Chief Investment Officer
Doctorate in finance with specialized knowledge of reverse mortgage portfolios. Former PNC Senior Portfolio Manager and Lehman Brothers interest rate products analyst, holding multiple advanced degrees in financial engineering.
Questions
What is a reverse mortgage?
A reverse mortgage lets seniors access home equity without monthly payments, with loan repayment due when the home is sold or no longer occupied.
How do reverse mortgage rates work?
Our rates are among the lowest industry averages, affecting how quickly loan balances grow while preserving home equity over time.
What are the eligibility requirements?
Borrowers must be 55+, own their home outright or have significant equity, and use it as their primary residence.
Can I lose my home with a reverse mortgage?
As long as you maintain the property, pay taxes/insurance, and reside there, you retain ownership and won't lose your home.
How are proceeds taxed?
Loan proceeds aren't taxable income, but interest deductions only apply after partial or full loan repayment.
