Business Details
Your Trusted Mortgage Broker in San Ramon, CA
For over two decades, we have provided personalized mortgage solutions to home buyers and owners across California, Oregon, and Washington. Our team specializes in analyzing client needs and delivering tailored financing options, including purchase loans, refinancing, and reverse mortgages. With expertise in conventional, FHA, VA, and USDA loan programs, we prioritize efficiency and integrity throughout the lending process.Our commitment to service excellence has earned us long-term relationships with clients who trust us for all their mortgage needs. We offer fast, customized quotes and transparent guidance to help clients achieve their homeownership goals.
Services
Home Purchase Loans
Refinance Loans
FHA Loans
VA Loans
Reverse Mortgages
Jumbo Loans
HECM Loans
HARP Refinancing
Highlights and features
- We offer 20+ years of mortgage industry experience
- Our team provides personalized loan program analysis
- We specialize in all residential mortgage types
- Our service includes transparent rate comparisons
- We are licensed in four Western U.S. states
Associations and certifications
- NMLS
What people say
Excellent rate
Available for questions
Seamless process
Great deal
Knowledgeable
Services
Home Purchase Loans
We provide comprehensive home purchase loan options tailored to first-time buyers and seasoned investors. Our mortgage experts help clients compare loan programs, obtain pre-approval letters, and secure competitive rates. With terms ranging from 5 to 30 years, we offer conventional, FHA, VA, and USDA loans to meet diverse homeownership needs.
Refinance Loans
Our refinance solutions help homeowners reduce monthly payments, shorten loan terms, or access home equity. We offer fixed-rate and adjustable-rate refinancing options with transparent rate comparisons. The streamlined process includes free analysis requests and personalized guidance to help clients achieve their financial goals through strategic mortgage restructuring.
FHA Loans
We specialize in FHA-insured mortgage programs that require lower down payments and more flexible credit requirements. Our FHA loan specialists help clients understand eligibility criteria, compare rate options, and complete the application process. These loans are ideal for first-time homebuyers seeking affordable financing solutions with competitive interest rates.
VA Loans
We offer VA-guaranteed loans for eligible military personnel, veterans, and surviving spouses. Our team provides expert guidance on VA loan benefits, including zero down payment options and competitive interest rates. We help clients navigate the unique requirements of these government-backed loans while ensuring compliance with all applicable regulations.
Reverse Mortgages
Our reverse mortgage specialists help senior homeowners access their home equity while maintaining property ownership. We provide comprehensive HECM loan consultations, explaining eligibility requirements and payment options. This program allows qualified borrowers to convert home equity into tax-free funds while receiving personalized support throughout the entire process.
People
Dave Hanks
Mortgage Broker
Dave Hanks brings over 20 years of mortgage industry experience to Quality Choice Funding. He specializes in residential financing solutions across multiple states, with a focus on personalized client service. Dave has built long-term relationships through his commitment to finding optimal mortgage solutions for diverse client needs.
Questions
What mortgage loan types do you offer?
We offer conventional, FHA, VA, USDA, jumbo, reverse (HECM), and HARP refinance loans with terms from 5 to 30 years.
How can I get pre-approved for a mortgage?
Complete our free pre-approval letter request online or contact us directly to start the mortgage pre-approval process.
Do you offer mortgage refinancing options?
Yes, we provide rate-and-term refinancing, cash-out refinancing, and HARP program options for eligible homeowners.
What areas do you serve?
We provide mortgage services in California, Idaho, Oregon, and Washington states.
