Business Details
25 Years
experience
Your Trusted Mortgage Partner in West Palm Beach, FL
Palm Beach Mortgage Group has been serving Florida homeowners since 2001, built on over three decades of direct industry experience. We specialize in personalized mortgage solutions, treating each client as an individual rather than a number. Our team works with more than 100 lenders to secure competitive rates across conventional, FHA, VA, jumbo, and specialty loan programs. We pride ourselves on transparent communication, offering tailored guidance through every stage of the mortgage process. Our expertise extends to first-time homebuyers, investors, and those seeking refinancing opportunities. With a proven track record of closing complex transactions efficiently, we maintain strong relationships with real estate professionals across Palm Beach County. Our commitment to client satisfaction is reflected in our 4.9 Google rating from over 180 reviews.We focus on overcoming unique financial challenges through creative solutions while maintaining strict compliance with regulatory standards. Our local market knowledge enables us to address specific needs of Florida property buyers and owners. Through continuous education and industry engagement, we ensure our clients receive up-to-date mortgage advice and support.
Services
Conventional Loan
FHA Loan
VA Loan
Jumbo Loan
Home Equity Lines
Commercial Loan
Cash Out Refinance
Reverse Mortgage
Bank Statement Loans
Non-QM Loans
Details
- Year established: 2001
Highlights and features
- We offer personalized mortgage solutions tailored to individual financial situations
- Our team works with over 100 lenders to secure competitive loan rates
- We specialize in complex transactions with a 17-day record closing
- Our brokers maintain 30+ years of combined mortgage industry experience
- We provide transparent communication with real-time transaction updates
What people say
Professional throughout
Fantastic and easy to work with
Exceptional experience
Lightning quick communication
Highly recommended
Services
Conventional Loan
Standard mortgage loans for primary residences, investment properties, and second homes with competitive rates and flexible terms. Ideal for borrowers with strong credit histories and stable income. Our conventional loans offer fixed or adjustable rate options with down payments starting at 3%.
FHA Loan
FHA-insured mortgages requiring as little as 3.5% down payment with lenient credit requirements. Designed for first-time homebuyers and those rebuilding credit. We handle all FHA loan requirements including mandatory mortgage insurance and property inspections.
VA Loan
Zero-down payment mortgages for eligible veterans and active military personnel. We specialize in VA loan processing including certificate of eligibility assistance and specialized underwriting requirements for service members.
Cash Out Refinance
Access home equity through mortgage refinancing with competitive rates. Available for primary residences and investment properties. We help homeowners consolidate debt, fund renovations, or cover major expenses using their home's built-up equity.
Reverse Mortgage
Financial solutions for homeowners aged 62+ to convert home equity into tax-free income. We provide HECM reverse mortgages with counseling requirements and payment options including lump sums, monthly payments, or credit lines.
People
Suzanne Downs-Buono
Co-Owner & Founder
Mortgage industry veteran with 38 years of experience since 1985. Established Palm Beach Mortgage Group in 2001 to provide personalized loan solutions. Recognized for record-breaking 17-day closings and maintaining 4.9 Google ratings through client-focused service.
Questions
What mortgage loan types do you offer?
We offer conventional, FHA, VA, jumbo, home equity lines, commercial loans, and specialty programs including cash-out refinancing and reverse mortgages.
Can you help with difficult mortgage situations?
Yes, we specialize in complex cases including non-traditional documentation, investor properties, and multi-family units with customized lender solutions.
How quickly can you close a mortgage?
Our team holds a 17-day closing record, with average transactions closing in under 30 days through streamlined processes and proactive communication.
Do you work with first-time homebuyers?
Yes, we guide first-time buyers through down payment options, including FHA loans with 3.5% down and potential closing cost assistance programs.
What areas do you serve?
We primarily serve Palm Beach County with expertise in West Palm Beach, Boca Raton, Delray Beach, and surrounding Florida communities.
How do you maintain competitive rates?
By maintaining relationships with over 100 lenders, we can match clients with programs offering the most favorable terms for their specific needs.
Videos
