Our goal is to give homeowners straight, honest assistance to secure residential mortgage loans. Southeast Lending LLC is a Florida licensed Mortgage Broker located in Sarasota FL providing borrowers with Conventional, Non Conforming, FHA, VA and Jumbo mortgage loans. Originally founded as Southeast States Financial in 1991, Southeast Lending has provided thousands of Florida Homeowners with outstanding service and competitive rates.
Gary Ehlert is the owner of Southeast Lending LLC with 29 years of residential loan experience as well as 6 years as a mortgage school instructor. Gary coauthored a manual on consumer credit and wrote a book on loan officer training. Southeast Lending LLC is committed to customer satisfaction. Our business is built on repeat business and referrals and we are proud of that fact.
Gary was awesome! I went with two big box companies that couldn't get what I wanted after they said they could! Gary got it done with a better rate. I would 100% recommend Southeast Lending to anyone.
Gary Ehlert is the owner of Southeast Lending LLC with 29 years of residential loan experience as well as 6 years as a mortgage school instructor. Gary coauthored a manual on consumer credit and wrote a book on loan officer training. Southeast Lending LLC is committed to customer satisfaction. Our business is built on repeat business and referrals and we are proud of that fact.
Gary was awesome! I went with two big box companies that couldn't get what I wanted after they said they could! Gary got it done with a better rate. I would 100% recommend Southeast Lending to anyone.
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We had the best experience with Gary Ehlert of Southeast Lending when we bought a home in July of 2019.
If your looking for a lender, use this company.
He was very professional.
As a real estate attorney with 30 years of transactional experience, I have interacted with many mortgage originators over the years, including mortgage bankers and mortgage brokers.
In this regard, Gary Ehlert of Southeast Lending LLC ranks among the very best in knowledge of the mortgage business and in providing personal service to his clients.
If your looking for a lender, use this company.
He was very professional.
As a real estate attorney with 30 years of transactional experience, I have interacted with many mortgage originators over the years, including mortgage bankers and mortgage brokers.
In this regard, Gary Ehlert of Southeast Lending LLC ranks among the very best in knowledge of the mortgage business and in providing personal service to his clients.
About The Process
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In attempting to approve borrowers for a mortgage loan they request, we look at two key factors.
Ability to repay the mortgage is verified by your current employment and total income.
Generally speaking, mortgage companies like to see borrowers have been employed at the same place for at least two years, or at least be in the same line of work for a few years.
The borrower's willingness to repay is determined by examining how the property will be used.
For instance, will you be living there or just renting it out?
Ability to repay the mortgage is verified by your current employment and total income.
Generally speaking, mortgage companies like to see borrowers have been employed at the same place for at least two years, or at least be in the same line of work for a few years.
The borrower's willingness to repay is determined by examining how the property will be used.
For instance, will you be living there or just renting it out?
Loan Types
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If you're looking at Conventional Loans you've probably already found your dream home and now you need a mortgage lender to help you become the home's new owner.
A good mortgage originator will make sure that the home buying process is simple and will work hard to make sure you get the best terms.
At Southeast Lending LLC, a lot of emphasis on understanding every aspect of your finances to be sure we are fully prepared for any curve balls that might be thrown our way.
This attention to detail is the reason why our biggest referral source for business has always been former customers and that's because - we make sure closings happen.
A good mortgage originator will make sure that the home buying process is simple and will work hard to make sure you get the best terms.
At Southeast Lending LLC, a lot of emphasis on understanding every aspect of your finances to be sure we are fully prepared for any curve balls that might be thrown our way.
This attention to detail is the reason why our biggest referral source for business has always been former customers and that's because - we make sure closings happen.
Pre-approval
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Getting pre-approved or pre-qualified is a great way to show sellers you're serious about buying a home.
If you're looking in a competitive market, it can really help you stand out.
It's important to understand the difference between the two.
Pre-approval tells sellers and agents that you're really serious about buying a home.
To obtain a home loan pre-approval, we at Southeast Lending Group will verify all the information you included on your application.
Up front, this lets you know what's affordable for you.
If you're looking in a competitive market, it can really help you stand out.
It's important to understand the difference between the two.
Pre-approval tells sellers and agents that you're really serious about buying a home.
To obtain a home loan pre-approval, we at Southeast Lending Group will verify all the information you included on your application.
Up front, this lets you know what's affordable for you.
Items Needed for Approval
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If you are selling a house, a copy of the contract and we will need to see a copy of the closing statement showing that it has been closed.
We will definitely need this if you are using these funds for the down payment on your new purchase.
If you are an employee, most recent two paystubs showing Year To Date earnings and past two years' W-2's.
8. Name and telephone number of someone in the Human Resource department or a direct supervisor that can verify employment and income.
If receiving a gift for down payment, a copy of the withdraw slip from the donor, a copy of their bank statement, a copy of the check and a copy of the deposit slip going into your account.
We will definitely need this if you are using these funds for the down payment on your new purchase.
If you are an employee, most recent two paystubs showing Year To Date earnings and past two years' W-2's.
8. Name and telephone number of someone in the Human Resource department or a direct supervisor that can verify employment and income.
If receiving a gift for down payment, a copy of the withdraw slip from the donor, a copy of their bank statement, a copy of the check and a copy of the deposit slip going into your account.
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