Business Details
28 Years
experience
Your Trusted Mortgage Partner in Sarasota, FL
Founded in 1998, Cornerstone Lending Group has been dedicated to helping homeowners and investors across Florida navigate the home financing process. Our team of mortgage professionals brings decades of combined experience in residential mortgage products, ensuring clients receive competitive terms and personalized service. We prioritize transparency and reliability, offering a seamless process from initial consultation to closing.With a focus on conventional, FHA, VA, and USDA loans, we cater to diverse financial needs while maintaining a commitment to community involvement and ethical practices. Our leadership, including owner Thomas DeBrosse, leverages extensive industry expertise to deliver tailored solutions that align with each client's unique goals.
Services
Conventional Mortgages
FHA Loans
VA Loans
USDA Mortgages
Refinancing Loans
Jumbo Loans
Mortgage Processing
Underwriting Services
Details
- Year established: 1998
Highlights and features
- We offer over 20 years of experience in residential mortgage lending.
- Our team provides personalized service tailored to individual financial goals.
- We guarantee access to competitive loan terms through leading lenders.
- Our commitment to transparency ensures no hidden fees or surprises.
- We prioritize community involvement and ethical business practices.
Associations and certifications
- NMLS
Services
Conventional Mortgages
Conventional mortgages provide financing for home purchases or refinancing without government backing. These loans require a minimum down payment and are ideal for borrowers with strong credit histories. Our team ensures competitive rates and streamlined approval processes.
FHA Loans
FHA loans offer low down payments (as low as 3.5%) and flexible credit requirements for first-time buyers. Backed by the Federal Housing Administration, these loans provide security for lenders and affordability for homeowners.
VA Loans
VA loans are available to eligible veterans and active-duty members, offering zero down payment options and favorable terms. We assist with certification and guide clients through the VA-specific application process.
USDA Mortgages
USDA loans support homebuyers in rural areas with low-income limits and no down payment requirements. We help clients meet eligibility criteria and secure financing for qualifying properties.
Refinancing Loans
Refinancing options allow homeowners to adjust rates, terms, or access equity. Our experts analyze current loans to identify savings opportunities and simplify the transition process.
People
Thomas J. DeBrosse, Jr.
Owner
Thomas DeBrosse, a Sarasota native, holds degrees in finance and MBA from Troy University. With over two decades in mortgage banking, he founded Cornerstone Lending Group in 2001, driving growth through customer-centric service and community engagement.
Questions
What mortgage options does Cornerstone Lending Group offer?
We specialize in conventional, FHA, VA, USDA, and jumbo loans, as well as refinancing options tailored to your financial situation.
How does Cornerstone Lending Group support first-time homebuyers?
We provide FHA loans with low down payments and guide clients through the process to ensure clarity and affordability.
Are there refinancing options available for existing homeowners?
Yes, we offer refinancing solutions to help reduce rates, adjust loan terms, or access home equity.
What areas does Cornerstone Lending Group serve?
We primarily serve Florida, with a focus on Sarasota and surrounding communities.
