Business Details
28 Years
experience
Your Trusted Mortgage Partner in Bradenton, FL
Colonial Mortgage has been dedicated to helping individuals and businesses achieve their homeownership and financing goals since 1998. With over 30 years of combined experience, our team specializes in residential and commercial mortgage solutions, offering a wide range of loan programs tailored to meet diverse financial needs. We prioritize personalized service, leveraging our state and national licensing to provide reliable, transparent guidance throughout the lending process. Our in-house loan processing ensures efficiency and accuracy, while same-day appointments reflect our commitment to client convenience. As a locally owned and family-operated business, we take pride in building lasting relationships with our clients, ensuring they receive the highest level of support and expertise.Our dedication to excellence has earned us a reputation for trustworthiness and exceptional service in Floridas mortgage industry. We continuously strive to simplify the complexities of mortgage financing, making the journey to homeownership or business growth seamless and stress-free. By staying updated on market trends and regulatory changes, we empower our clients with informed decisions that align with their long-term financial objectives.
Services
Mortgage Loans
FHA Loans
VA Loans
Commercial Loans
Reverse Mortgages
Refinancing
Jumbo Loans
DSCR Loans
Down Payment Assistance
Details
- Year established: 1998
Highlights and features
- We offer same-day appointments for your convenience.
- Our team has 30+ years of mortgage industry experience.
- We are state and nationally licensed for your protection.
- Our in-house loan process ensures faster, more accurate service.
- We provide free consultations to simplify your mortgage journey.
Services
Mortgage Loans
We provide tailored mortgage loan solutions for residential and commercial properties. Our services include conventional, FHA, VA, and USDA loans, ensuring options for first-time buyers, refinancers, and investors. With competitive rates and personalized guidance, we simplify the path to homeownership or business expansion.
Reverse Mortgages
Our reverse mortgage programs help homeowners aged 62+ convert home equity into tax-free income. Designed for retirees seeking financial flexibility, these loans offer monthly payments, lump sums, or credit lines while allowing clients to remain in their homes without repayment until relocation or sale.
Commercial Loans
We specialize in commercial lending to support Florida businesses with real estate purchases, expansions, or working capital. Our 25+ years of experience ensure tailored financing for office spaces, retail properties, and industrial facilities, with flexible terms and fast approvals to meet business growth needs.
Refinancing
Our refinancing services help clients reduce monthly payments, shorten loan terms, or access home equity. By analyzing current rates and financial goals, we streamline the process to secure lower interest rates and improved loan conditions, maximizing long-term savings for homeowners.
Down Payment Assistance
We offer down payment assistance programs to ease the financial burden of home purchases. These initiatives provide grants or low-interest loans for eligible buyers, particularly first-time homebuyers, enabling affordable entry into the housing market without compromising on property quality or location.
Questions
What types of mortgage loans do you offer?
We offer FHA, VA, conventional, USDA, jumbo, and reverse mortgages, along with commercial loans and refinancing options tailored to your financial situation.
Can I apply for a mortgage online?
Yes, you can start your application online or schedule a same-day appointment for personalized assistance with our mortgage specialists.
Do you provide financing outside Florida?
Our primary focus is serving clients across Florida, ensuring localized expertise in residential and commercial lending markets within the state.
How does refinancing lower my payments?
Refinancing replaces your current loan with a new one at a lower interest rate, reducing monthly payments and potentially saving thousands over the loan term.
What are your business hours?
We’re available Monday through Sunday from 9:00 AM to 5:00 PM, with weekend appointments offered by request for added convenience.
