Business Details
Your Trusted Mortgage Partner in Venice, FL
Angela Vance has been dedicated to helping clients achieve homeownership since 2013. With over two decades of combined experience in financial services, our team specializes in personalized mortgage solutions tailored to individual needs. We offer a wide range of loan programs including FHA, VA, USDA, Conventional, and Jumbo loans, ensuring accessibility for first-time buyers, relocating families, and luxury home seekers. Our commitment to transparent communication guarantees clients remain informed throughout the loan process, eliminating surprises at closing.By prioritizing client education and leveraging our expertise in Florida's real estate market, we empower informed decisions about one of life's most significant investments. Our services extend beyond standard offerings to include reverse mortgages for seniors seeking financial flexibility while maintaining home ownership.
Services
FHA Loans
VA Loans
USDA Loans
Conventional Loans
Jumbo Loans
Reverse Mortgages
Highlights and features
- We offer 20+ years of mortgage industry expertise
- Our team provides personalized loan solutions for unique needs
- We guarantee transparent communication throughout the process
- We specialize in multiple loan programs including FHA, VA, and USDA
- Our local market knowledge benefits Florida homebuyers
Associations and certifications
- NMLS
- Equal Housing Lender
Services
FHA Loans
FHA loans provide accessible homeownership opportunities with low down payments and flexible credit requirements. Ideal for first-time buyers, these government-backed mortgages require as little as 3.5% down payment while offering competitive interest rates and seller contribution allowances up to 6%.
VA Loans
VA loans offer exclusive benefits for qualified military personnel and veterans, including zero down payment requirements and no mortgage insurance. These government-guaranteed loans feature favorable terms like 100% family-funded closing costs and seller contributions up to 4% for eligible service members.
USDA Loans
USDA loans enable rural homebuyers to purchase properties with no down payment and reduced mortgage insurance. Designed for eligible geographic areas, these loans allow financing of closing costs and family-funded contributions while maintaining competitive interest rates for qualified applicants.
Conventional Loans
Conventional loans cater to strong credit profiles with flexible down payment options starting at 3%. Available for primary residences, investment properties, and second homes, these mortgages offer fixed or adjustable rate terms without mandatory mortgage insurance when down payment reaches 20%.
Reverse Mortgages
Reverse mortgages provide financial flexibility for homeowners aged 62+. This federally-insured program converts home equity into tax-free cash without monthly payments, supporting debt consolidation, home improvements, or retirement planning while maintaining property ownership.
People
Angie Vance
Mortgage Loan Originator
With over 20 years in financial services, Angie Vance has specialized in mortgage lending since 2013. NMLS-certified #1030608, she focuses on personalized loan solutions while maintaining transparent communication throughout the homebuying process.
Questions
What mortgage loan options do you offer?
We provide FHA, VA, USDA, Conventional, Jumbo, and Reverse Mortgage loans to accommodate various financial situations and property types.
Do you specialize in Florida home purchases?
Yes, we specialize in Florida real estate transactions with expertise in local market conditions and relocation needs for primary residences and vacation homes.
Can first-time buyers receive special assistance?
We offer homebuyer education programs and specialized loan products like Fannie Mae HomeReady Mortgages for first-time homebuyers.
What refinancing benefits are available?
Our refinancing options help reduce monthly payments, convert adjustable rates to fixed terms, and access cash for debt consolidation or home improvements.
How do reverse mortgages work?
Reverse mortgages allow homeowners aged 62+ to convert equity into tax-free cash without monthly payments while maintaining property ownership.
