Business Details
25 Years
experience
Your Trusted Mortgage Partner in Tampa, FL
Orlicki Group is redefining residential financing through a client-centric approach that prioritizes relationships and personalized service. With over 24 years of combined experience in mortgages and real estate, our team delivers tailored loan solutions that align with each client's unique financial situation. We operate as independent brokers, working exclusively for our clients rather than banks, and leverage a network of top lenders to secure competitive rates and flexible terms. Our digital-forward process combines cutting-edge technology with human expertise, offering features like same-day pre-approvals, milestone tracking via SMS/email, and secure document portals.We specialize in conventional, VA, FHA, USDA, jumbo, and non-QM loans, serving clients across eight states including Florida, New York, and Tennessee. Our commitment to transparency is demonstrated through no hidden fees, over 30 communication touchpoints during the loan process, and a 20-day average contract-to-close timeline. Recognized for our 600+ five-star reviews across platforms, we maintain industry leadership through innovative tools like our HomeIQ equity management system and VIP Realtor Program, which provides marketing support and lead generation resources to real estate partners.
Services
Conventional Mortgage
VA Mortgage
FHA Mortgage
Jumbo Mortgage
Non-QM Loans
USDA Mortgage
Refinance Options
Reverse Mortgage
First-Time Buyer Programs
Self-Employed Financing
Details
- Year established: 2001
Highlights and features
- We offer 24+ years of mortgage industry expertise
- Average contract-to-close time under 20 days
- Transparent process with no hidden fees
- Access to 15+ lenders for competitive rate shopping
- Digital portal with secure document management
What people say
Most professional mortgage brokers
Kept me informed
Phenomenal staff
Treated like family
Fast approvals
Services
Conventional Mortgage
Our conventional mortgage programs offer flexible terms for primary residences, investment properties, and second homes. With competitive rates and streamlined underwriting, these loans suit borrowers with strong credit histories seeking conventional financing without government backing. We provide personalized rate comparisons and down payment options ranging from 3% to 20%.
VA Mortgage
Specialized VA loan programs for eligible military personnel and veterans feature zero down payment requirements and favorable interest rates. Our team handles VA-specific documentation and appraisal processes, ensuring compliance with Department of Veterans Affairs guidelines while maximizing benefits for service members.
Jumbo Mortgage
Jumbo mortgage solutions cater to high-value property purchases exceeding conventional loan limits. We offer competitive pricing and flexible qualification criteria for luxury homes, with dedicated support for unique income documentation scenarios common among high-net-worth borrowers.
Non-QM Loans
Non-qualified mortgage programs serve borrowers with unique financial situations through alternative documentation methods. Our portfolio includes bank statement loans, asset-based qualification, and niche products for self-employed individuals and investors requiring flexible underwriting standards.
Refinance Options
Comprehensive refinance solutions include rate-and-term adjustments, cash-out options, and streamline programs. We analyze current market conditions against individual financial goals to determine optimal refinance timing and structure, with average processing times under 20 days.
People
Oliver Orlicki
Founder and Mortgage Loan Originator
With 24+ years in mortgages and real estate, Oliver leads our team in delivering tailored financing solutions. His expertise spans complex loan scenarios and investor portfolios, maintaining NMLS #205123 certification while building strategic lender relationships across eight states.
Alyson Rixner
Co-Founder and Loan Originator
Alyson brings extensive loan origination experience and client relationship management skills. As co-founder, she focuses on operational efficiency and personalized service delivery, ensuring seamless mortgage processes for first-time buyers and seasoned investors alike.
Questions
What mortgage programs do you offer?
We provide conventional, VA, FHA, USDA, jumbo, non-QM, and reverse mortgages, along with specialized programs for self-employed borrowers and investors.
How quickly can you close a mortgage?
Our average contract-to-close timeline is under 20 days, with same-day pre-approvals available through our QuickQual technology.
Do you work with first-time homebuyers?
Yes, we offer dedicated guidance and down payment assistance programs specifically for first-time homebuyers.
Can you help with challenging mortgage scenarios?
Our team specializes in complex cases, including non-traditional income documentation and unique property types, with 600+ five-star reviews demonstrating successful outcomes.
What technology tools do you provide?
We offer digital applications, secure document portals, milestone tracking via SMS/email, and our proprietary HomeIQ equity management platform for clients.
How do you ensure pricing competitiveness?
As independent brokers, we shop your scenario across 15+ lenders to secure the best rates and terms available for your specific situation.