Business Details
25 Years
experience
Your Trusted Mortgage Partner in Tampa, FL
At Metroplex Mortgage Services, we have dedicated ourselves to transforming the mortgage experience for our clients since 2001. Our team combines over two decades of industry expertise with cutting-edge technology to deliver fast, efficient loan approvals and closings. As a USDA and VA Approved Lender, we specialize in 100% financing options, including no-down-payment programs tailored for first-time homebuyers and military veterans. Our customer-centric philosophy, rooted in the 'Customer for Life' principle, ensures personalized service at every stage of the homebuying journey.We pride ourselves on transparency, competitive rates, and a commitment to educating clients about their mortgage options. Our referral-driven growth reflects our dedication to exceeding expectations, whether you're purchasing a primary residence, investment property, or seeking refinancing solutions. With operations across Alabama, Florida, Tennessee, and Texas, we bring local market knowledge to every transaction while maintaining national standards of excellence.
Services
USDA Loans
VA Loans
FHA Loans
Conventional Loans
Jumbo Loans
Details
- Year established: 2001
Highlights and features
- 20+ years of mortgage industry experience since 2001
- Specialized USDA and VA loan expertise with no-down-payment options
- Advanced technology for faster loan approvals and closings
- Legendary customer service with personalized support throughout the process
- Proven track record of referral-driven success across four states
Associations and certifications
- USDA Approved Lender
- VA Approved Lender
What people say
Legendary customer service
Amazing experience
Highly recommend
Stress-free process
Personalized support
Services
USDA Loans
USDA loans provide 100% financing for eligible rural and suburban homebuyers. These no-down-payment mortgages include flexible credit requirements and closing cost financing options. Our USDA-approved lending expertise ensures smooth transactions for qualified applicants seeking affordable homeownership solutions.
VA Loans
VA loans offer 100% financing for veterans, active-duty personnel, and eligible military families. These mortgages feature competitive rates, no mortgage insurance requirements, and lenient credit standards. Our VA-approved lending team specializes in navigating military-specific housing benefits and requirements.
FHA Loans
FHA loans require 3.5% down payments with flexible credit criteria for first-time homebuyers. These government-insured mortgages allow lower credit scores and offer fixed-rate options. We help clients understand FHA program requirements and financing possibilities.
Conventional Loans
Conventional loans feature fixed and adjustable-rate options for primary residences, second homes, and investment properties. With no mortgage insurance required at 20% down, these loans suit borrowers seeking standard mortgage terms and competitive rates.
Jumbo Loans
Jumbo loans finance high-value properties exceeding conventional loan limits. These mortgages offer competitive rates for qualified borrowers purchasing luxury homes or properties in high-cost areas with specialized underwriting considerations.
People
Sean Stephens
Mortgage Expert
With over 20 years of mortgage industry experience, Sean Stephens specializes in USDA and VA loan programs. He leads a team known for personalized service, quick response times, and helping clients achieve homeownership through expert guidance and tailored solutions.
Questions
What mortgage loan programs do you offer?
We offer USDA, VA, FHA, conventional, and jumbo loans with specialized programs for first-time homebuyers and military veterans.
Can I qualify for a mortgage with no down payment?
Yes, our USDA and VA loan programs offer 100% financing options with no down payment requirements for eligible applicants.
How does your mortgage process work?
We guide clients through pre-qualification, property selection, loan application, underwriting, and closing with transparent communication at every stage.
Do you serve first-time homebuyers?
Yes, we specialize in educating and supporting first-time homebuyers through our customized mortgage readiness programs.
What areas do you service?
We operate in Alabama, Florida, Tennessee, and Texas with local market expertise in all served regions.
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