Business Details
Your Trusted Mortgage Partner in Tampa, FL
The Storch Mortgage Team is committed to delivering an exceptional mortgage experience through personalized service, industry expertise, and a client-first approach. With decades of combined experience, we specialize in guiding families through the homeownership journey, offering tailored loan solutions and leveraging in-house processing and local appraisers to ensure efficiency. Our team prioritizes transparent communication, timely closings, and continuous education to maintain our reputation as a trusted leader in the Tampa Bay mortgage market. 
Services
Conventional Loan
FHA Loan
VA Loan
USDA/Rural Loan
Jumbo Loan
Bond Program Loan
Home Refinance
Cash-Out Refinance
Highlights and features
- We offer in-house loan processing for faster closings.
- Our team utilizes local appraisers with area expertise.
- As a direct lender, we provide flexible mortgage options tailored to your needs.
- We maintain transparent, step-by-step communication throughout the loan process.
- Specializing exclusively in home loans, we deliver focused expertise and personalized service.
Associations and certifications
- Fannie Mae (FNMA)
- Freddie Mac (FHLMC)
- NMLS
What people say
Responsive, hassle-free team
Excellent communication
Best hands to get the job done
Quick question responses
Above and beyond
Services
Conventional Loan
Conventional loans offer flexible terms for homebuyers with strong credit. These mortgages, available up to $766,550, feature fixed or adjustable rates and down payments as low as 3%. Ideal for those seeking standard financing without government-backed programs.
FHA Loan
FHA loans assist first-time buyers with low down payments and lenient credit requirements. Borrowers can secure financing with 3.5% down, often gifted, and benefit from seller contributions covering up to 6% of closing costs.
VA Loan
VA loans provide exclusive benefits for military members and veterans, including 100% financing, no mortgage insurance, and flexible guidelines. These loans honor service with accessible homeownership opportunities and seller concessions up to 4%.
USDA/Rural Loan
USDA loans support low-to-moderate-income buyers in designated rural areas. Offering 100% financing and seller contributions covering closing costs, these loans promote affordable homeownership in qualifying regions with minimal upfront investment.
Jumbo Loan
Jumbo loans cater to high-value properties exceeding conforming loan limits ($766,550). Requiring a 720+ credit score and 10% down payment, these mortgages provide tailored financing for luxury homes or properties in competitive markets.
People
Patrick Storch
Producing Branch Manager
With nearly three decades in the mortgage industry, Patrick Storch leads the Storch Mortgage Team, helping over 5,000 families secure homes. Recognized as a Top 1% Mortgage Originator, he prioritizes client relationships and community involvement.
Ron Morris
Loan Originator
Ron Morris brings over 40 years of mortgage and title insurance experience. Specializing in first-time homebuyers, he combines industry knowledge with a client-focused approach to simplify the financing process.
Michele Frey
Loan Originator
Michele Frey offers 20+ years of expertise in Tampa Bay mortgages. Her client-first philosophy and mastery of conventional, FHA, and specialty loans ensure tailored solutions for first-time buyers and seasoned homeowners alike.
Marisela Jaquez
Loan Originator
Marisela Jaquez specializes in bilingual mortgage services, guiding clients through seamless transactions. Her dedication to personalized support and community outreach strengthens the team's commitment to diverse homeownership needs.
Wayne Schulaski
Loan Originator
Wayne Schulaski combines deep local market knowledge with mortgage expertise. His proactive approach ensures clients receive clear guidance and competitive financing options tailored to their unique goals.
Questions
What types of mortgage loans do you offer?
We offer Conventional, FHA, VA, USDA/Rural, Jumbo, and Bond Program loans, along with refinancing options tailored to your financial goals and homeownership needs.
How can I qualify for a mortgage?
Qualification involves an initial consultation, formal application, credit assessment, and underwriting. Our team guides you through document submission, appraisals, and verifications to secure final approval.
What are the benefits of refinancing?
Refinancing can lower your interest rate, reduce monthly payments, or access home equity for debt consolidation or improvements. We help you evaluate options to maximize long-term savings.
How long does the mortgage process take?
The process typically takes 30-45 days, depending on loan type and documentation. Our in-house processing and local appraisers expedite closings while maintaining transparency at every stage.
How do you differ from big banks?
Unlike big banks, we offer in-house processing, local appraisers, and personalized communication. Our direct-lending flexibility allows us to shop rates across aggregators, ensuring competitive pricing and tailored service.
Videos
