Business Details
10 Years
experience
Your Trusted Mortgage Partner in Sarasota, FL
At Linear Mortgage, we deliver customized mortgage solutions through a specialized professional approach, leveraging expertise and relationships with leading global institutions. Our focus on residential asset-based acquisitions is supported by extensive experience in managing specialized asset types, including acquiring, owning, and overseeing mortgage assets. Our team combines deep industry knowledge with operational systems to address structural and strategic challenges, extracting value from investment portfolios.Led by Lance Cassagnol, who brings over 23 years of experience in mortgage asset management, Acquisitions Risk Analysis, and Due Diligence, we prioritize client needs while maintaining a commitment to excellence and transparency in all our services.
Services
Mortgage Servicing
Loan Modifications
Forbearance Agreements
Deed-in-Lieu
Preforeclosure Sales
Short Sales
Asset-Based Acquisitions
Portfolio Management
Risk Analysis
Due Diligence
Details
- Year established: 2016
Highlights and features
- We specialize in residential asset-based acquisitions with global expertise.
- Our team has over 23 years of experience in mortgage asset management.
- We offer tailored loss mitigation strategies, including loan modifications and forbearance.
- Our operational systems address structural and strategic portfolio challenges.
- We prioritize personalized service with transparent communication.
Services
Mortgage Servicing
We manage mortgage loans from payment processing to customer support, ensuring seamless experiences for borrowers. Our services include handling loan transfers, maintaining terms, and providing payment options. With a focus on transparency, we help clients navigate their mortgage obligations efficiently.
Loan Modifications
Our loan modification programs offer permanent changes to mortgage terms, making payments affordable. We work with borrowers to adjust interest rates, extend loan terms, or reduce principal balances. This service helps avoid foreclosure while maintaining financial stability.
Forbearance Agreements
We provide temporary payment relief through forbearance agreements, allowing borrowers to reduce or pause payments during financial hardship. These plans include structured repayment options to bring accounts current once the forbearance period ends.
Asset-Based Acquisitions
Our expertise in residential asset-based acquisitions includes identifying, acquiring, and managing mortgage assets. We leverage global relationships and industry knowledge to build portfolios that maximize value for investors and clients alike.
Loss Mitigation
We offer strategies to avoid foreclosure, including deed-in-lieu, preforeclosure sales, and short sales. Our team works closely with borrowers to find solutions that minimize financial impact while protecting their credit and future opportunities.
People
Lance Cassagnol
Team Leader
Lance Cassagnol leads Linear Mortgage with over 23 years of experience in mortgage asset management, Acquisitions Risk Analysis, and Due Diligence. His expertise ensures strategic oversight of residential investments and client-focused solutions.
Questions
What happens if my loan is transferred to Linear Mortgage?
Your loan terms remain unchanged. You’ll receive a Welcome Letter within 15 days and can contact us at (877) 215-2507 for assistance.
How can I set up automatic payments?
Request an ACH form from your account representative. Include your loan number when mailing payments to PO Box 2420, Sarasota, FL 34230.
What loss mitigation options are available?
Options include Forbearance Agreements, Loan Modifications, Deed-in-Lieu, and Preforeclosure Sales. Contact us immediately to discuss your situation.
Can I make a payment by phone?
Yes. Call (877) 215-2507 during business hours to make a payment or request assistance with your account.
What if I’m in default on my loan?
Contact your account representative immediately. We’ll review options like forbearance or loan modification to avoid foreclosure and legal fees.
Where is Linear Mortgage located?
Our headquarters are in Sarasota, FL. We serve clients nationwide and maintain global industry relationships.
