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Your Trusted Mortgage Partner in San Francisco
SunnyHill Financial has built a reputation as a trusted mortgage broker dedicated to helping clients achieve their homeownership goals. With over 50 years of combined experience in the mortgage industry, our team specializes in providing personalized loan solutions tailored to individual financial needs. We prioritize transparency, ensuring clients fully understand their options before moving forward. Our streamlined processes minimize delays, allowing for faster loan closings compared to industry averages. Clients consistently highlight our exceptional communication, with team members staying personally involved throughout every step of the process. We offer a wide range of mortgage products, including fixed-rate, adjustable-rate, government-backed (FHA/VA), and jumbo loans.

Our technology-driven approach ensures efficient service while maintaining a human touch for complex decision-making. First-time homebuyers benefit from our specialized guidance, making the often-daunting process more manageable. Testimonials consistently praise our responsiveness, competitive rates, and ability to deliver on promises. We serve clients across 25+ states, maintaining compliance with all local licensing requirements. Our commitment to ethical practices and customer satisfaction has earned us repeat business and referrals from satisfied clients.
Services
Fixed Rate Mortgages Jumbo Loans Government Loans Adjustable Rate Mortgages Refinancing Services
Highlights and features
  • Over 50 years of combined mortgage industry experience
  • Streamlined process avoiding last-minute delays
  • Transparent and clear communication throughout
  • Loans close significantly quicker than industry average
  • First-time buyer specialists providing peace of mind
What people say
Smooth process Excellent service Responsive team Great rates Highly recommend
Services
Fixed Rate Mortgages
Fixed Rate Mortgages provide stable monthly payments with interest rates that remain constant throughout the loan term. Available in 10, 15, 20, and 30-year terms, these loans protect borrowers from market fluctuations. Ideal for homeowners seeking long-term financial predictability and budget consistency.
Government Loans
Government-backed loans include FHA and VA programs offering lower down payments and favorable terms. FHA loans require as little as 3.5% down, while VA loans provide 100% financing for qualified veterans. These programs feature competitive rates and flexible qualification requirements for eligible applicants.
Refinancing Services
Refinancing services help homeowners secure better interest rates, reduce monthly payments, or access home equity. We offer rate-and-term and cash-out refinancing options tailored to individual financial goals. Our process simplifies documentation and expedites closing timelines for minimal disruption.
Jumbo Loans
Jumbo loans cater to high-value properties exceeding conventional loan limits. Available as fixed or adjustable-rate options, these loans accommodate luxury home purchases or unique real estate investments. We provide personalized underwriting for borrowers with strong financial profiles seeking premium property financing.
Adjustable Rate Mortgages
Adjustable Rate Mortgages feature initial fixed-rate periods followed by periodic adjustments tied to market indices. Offered as 5/6, 7/6, and 10/6 ARMs, these loans suit borrowers planning shorter ownership periods or anticipating future income growth with flexibility in payment structures.
People
Ben Robinson
President & Mortgage Advisor
President & Mortgage Advisor with extensive experience in mortgage services, dedicated to providing clients with top-level service and streamlined processes while maintaining California, Florida, and Oregon licenses.
Tyler Flora
CEO & Mortgage Advisor
CEO & Mortgage Advisor leading mortgage solutions across six states, combining executive leadership with hands-on client service and over a decade of industry expertise in diverse market conditions.
Jason Quigley
Head of Sales
Head of Sales managing mortgage operations across multiple states, leveraging extensive industry knowledge to optimize client experiences and drive team performance in residential lending markets.
Joanna Mansour
Director of Operations
Senior Loan Originator with licenses in 10 states, specializing in operational excellence and client relationship management while maintaining dual expertise in mortgage origination and process optimization.
Andrew Almenar
Senior Loan Originator
Senior Loan Originator serving clients across six states, combining technical expertise with personalized service to deliver tailored mortgage solutions for diverse financial situations and homeownership goals.
Questions
What mortgage options are available through SunnyHill Financial?
We offer fixed-rate, adjustable-rate, government-backed (FHA/VA), jumbo loans, and refinancing options tailored to individual financial situations.
How can I check my mortgage eligibility?
Visit our website to check eligibility or contact our team directly for personalized assessments based on your financial profile and homeownership goals.
Do you offer mortgage services nationwide?
We serve clients in 25+ states including California, Florida, Texas, and New York, with licensed professionals available in all operating regions.
What makes SunnyHill Financial different from other lenders?
Our combination of industry experience, transparent communication, faster closings, and personalized service creates a superior mortgage experience for our clients.
How long does the mortgage process take?
Our streamlined process typically closes loans faster than industry averages, with timelines varying based on loan type and individual circumstances.
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