Business Details
34 Years
experience
Your Trusted Mortgage Partner in San Rafael, CA
All California Mortgage has been a trusted partner in mortgage lending since 1992, dedicated to providing transparent, personalized solutions for homeowners across California and beyond. Our team of seasoned professionals combines deep industry expertise with a commitment to ethical practices, ensuring clients receive loan programs tailored to their unique financial needs. We prioritize quality service through three pillars: expert guidance from knowledgeable professionals, industry respect earned through decades of reliable service, and consistent communication throughout the loan process.Our mission focuses on empowering employees and customers alike through innovative tools and a supportive network, while our vision emphasizes wellbeing and generosity in every business interaction. With access to diverse mortgage sources and a reputation built on integrity, we serve purchase, refinance, construction, commercial, and reverse mortgage needs while maintaining a client-centric approach that has earned recognition as Marin Independent Journal's Best Mortgage Company.
Services
Purchase Loans
Refinance
Home Equity Loans
Commercial Mortgages
Construction Loans
Reverse Mortgages
Private Money Loans
Tenancy in Common Financing
Details
- Year established: 1992
Highlights and features
- 30+ years of mortgage industry experience since 1992
- Access to diverse mortgage sources for customized solutions
- Transparent loan programs with clear terms and costs
- Dedicated lending specialists for personalized service
- Recognized as Best Mortgage Company by Marin Independent Journal
Associations and certifications
- NMLS #1850
- DRE #01215943
What people say
Best Mortgage Company
Personalized service
Industry expertise
Transparent solutions
Experienced professionals
Services
Purchase Loans
We offer comprehensive purchase loan solutions for residential and commercial properties. Our lending specialists help clients secure competitive rates and favorable terms tailored to individual financial situations. With access to diverse mortgage sources, we simplify the home buying process while maintaining transparency throughout the transaction.
Reverse Mortgages
Our reverse mortgage programs enable seniors aged 55+ to access home equity without monthly payments. Funds can be used for debt consolidation, healthcare expenses, or retirement enhancement while maintaining property ownership. We provide flexible disbursement options including lump sums, credit lines, and lifetime monthly payments.
Commercial Mortgages
We specialize in commercial mortgage solutions for investors and business owners. Our programs accommodate various property types including office spaces, retail centers, and industrial facilities. With experienced specialists and multiple financing options, we help clients achieve commercial real estate goals through customized loan structures.
Construction Loans
Our construction loan programs support residential and commercial development projects. We provide phased funding for land acquisition, building materials, and contractor payments. With flexible terms and experienced underwriting, we help transform construction plans into reality while maintaining financial transparency throughout the building process.
Refinance
We offer refinance options to help homeowners reduce monthly payments, shorten loan terms, or access equity. Our specialists analyze current mortgage situations to identify optimal refinancing opportunities. With competitive rates and streamlined processes, we help clients improve financial positions while maintaining service quality throughout the transaction.
Questions
What mortgage products does All California Mortgage offer?
We provide purchase loans, refinance options, reverse mortgages, commercial mortgages, construction loans, private money loans, and Tenancy in Common financing across 49 U.S. states.
Are reverse mortgages available for younger seniors?
Yes, our reverse mortgage programs accept applicants aged 55 and older, allowing seniors to access home equity while maintaining property ownership.
How can I find a local loan officer?
Visit our website to search loan officers by location or office branch. We have specialists in San Rafael, Oakland, Petaluma, and additional California locations.
What are your business hours?
Our offices operate Monday-Friday from 8:30 AM to 5:30 PM Pacific Time. Loan specialists are available during these hours to assist with mortgage inquiries.
Do you offer financing outside California?
Yes, we provide mortgage services in 49 U.S. states (excluding New York) and the District of Columbia through our network of licensed professionals.
