
Led by Linda Garcia, a seasoned Mortgage Loan Originator with decades of experience and over $100 million in closed loan volume in recent years, our team is known for its precision, responsiveness, and commitment to client success. Lindas approach is hands-on and strategic, providing guidance tailored to each borrowers unique financial situation. Through years of experience in the mortgage industry, Linda and her team have streamlined the loan process, achieving some of the fastest turnaround times in the industry. Her reputation is built on consistent results, exceptional service, and the trust she has earned throughout the communities she proudly serves.
Served areas
- Florida
- Alabama
Details
- Year established: 2004
- Licensed
Highlights and features
- Over 20 years of mortgage industry experience
- Affiliated with 15+ wholesale lenders for best rates
- Offers FHA, USDA, VA, Conventional, and Commercial loans
- Available after hours and weekends for client calls
- No application fees ever charged
- Personalized one-on-one service throughout loan process
Services

Reviews (22)
Amie Colon
Apr 11, 2025
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Joe Richmond
Jan 02, 2025
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Ken Fisher
Jan 01, 2025
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WOW... reach out to Linda now! I was referred to Linda by the title company I work with. A tenant of mine was wanting to purchase the home, and it was challenging for him to find a lender who would work with him. We reached out to Linda, and from the first hello, I knew we had contacted the right person. Linda and her team have worked patiently and thoroughly with my tenant to help him obtain his mortgage, and she has communicated with me in an outstanding manner to keep me informed during the process. I find it rare these days to find someone so committed and sincere; I can't recommend her enough... contact her now for your mortgage needs!!
Min Roy H. Smith Jr
Sep 28, 2024
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C. C.
Aug 09, 2024
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I was doing a home loan with Wells Fargo, and the loan closing was pushed back two times. The loan under writing had me and my wife at the conditional approved for over two months, and the last day before our last closing with Wells Fargo; Wells Fargo agents called to say we are not going to get the final approval to close. Me and my wife were heartbroken. We were upset that we did all that work and did not get the final approval. My Realtor spoke to the selling agent, and they recommended Loans by Linda to try and see if Linda Garcia could help us get a new pre approval letter and start a new loan with another Lender. I must say, I was not really interested in starting over so quickly; since our credit scores would take another hit from the inquiries. I did some google search and read many reviews from people that used Loans by Linda to get their home. And surprisingly I read so many positive comments and reviews it made me feel better but my situation was not easy to deal with. Linda got on the case and her team along with my realtor team at keyes, like a champion fighter keep punching away at the loan, under writers, loan officers and pull out a win for me and my wife. We closed on 07-31-24 at landmark title . Me and my wife are now first time home buyers because of the knowledgeable team at Loans by Linda. Both me and my wife thank you all for a tough job we presented to you and you guys handled it like cake. Thanks from the bottom of our hearts. Many thanks Linda and Kelly , Nick, and everyone else I never got to speak to or meet.
Dakota Kalis
Jun 27, 2024
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Charles Williams Iii
Oct 09, 2023
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Dbb Brand
Mar 25, 2023
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K. B.
Feb 27, 2023
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Shane Dankworth
Feb 26, 2023
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I can't say enough about Linda and her entire team! Unlike other brokers, she took the time to genuinely listen to my unique situation, then quickly found a creative refi solution to make it work when others couldn't...and approved in 7 days no less! Linda was extremely knowledgeable, innovative, and above all else she shows a personal dedication to her clients. She is the only mortgage broker I will trust with any of my future home loan needs! The entire MBL team went above and beyond, and I can honestly say this has been the smoothest, most efficient and worry-free loan experience that I have ever had. Thanks again MBL...you made a difficult situation easy!
Latoyia Laneair
Feb 02, 2023
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Allison Costakis
Jan 11, 2023
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I found Mortgages by Linda online, read the reviews and figured I would give it a go even though I have never used them before. They will now be helping me with every mortgage I ever get in the future!! All the great reviews they have stand true and I experienced it first hand. We had a hurdle with the appraiser and her team helped make sure everything was handled quickly and even joined us at the closing for support.
Kart Vaith
Nov 30, 2021
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Not Titled
Oct 04, 2021
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If you are looking for a professional, committed, and hard working mortgage team Mortgages by Linda is the team for you. I cant not say enough how great Linda and her team were at making my home dream a reality. They were there with me from beginning to end. We ran into a problem at closing and Linda never gave up on us. And thank God her knowledge and persistence open the door to Gods blessing. Thank you to Linda and her team and thank God for you.
Ronald Howell
Feb 26, 2021
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We couldn't be happier with how we were treated and worked with by Linda, Alicia and Team from start to finish. Everyone involved were extremely helpful and responsive and very pro-active on communicating with us with our Home refinance and we got a GREAT rate and the process only took a few weeks. Thank you TEAM!
Jimena Castro
Jan 23, 2021
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Francine Simplice
Dec 22, 2019
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I am im tears because I had such a great team by my side. Linda is a saint and even my crying yelling and sorrow didnt steer her away from getting my loan approved. I've never dealth with a business that cared so much for my well being. I will surely do business with her in the future and I will recommend her to everyone looking to find a perfect person to help them get a home loan. God bless her and her team I am so happy to get into my first home. What a great Christmas present...I closed on christmas eve!
Tina Lay
Sep 15, 2019
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I recently closed on my new home with the help of Mortgages by Linda. The process in applying and receiving approval was honestly the least stressful part of my real estate transaction. If I ever find myself in need of a mortgage, I know where to go. I highly recommend Linda & team. Everyone I interacted with was super responsive, great communicators and overall easy to work with. I highly recommend.
Sam Manning
Apr 04, 2019
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Martine Desra
Aug 25, 2018
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It was a great experience working with Linda and her team
My family was struggled ,stressful with another company for 2 months .she take over the case she was able to get everything done within 15 days it was magical we didnt expect that but she did it .. she so professional and nice personality .. In February 1 2019 was a miracle day for me and my husband I will never forget you Linda every time I remember that day.
Thank you Linda for everything you did for us we really appreciated.
God bless you
My family was struggled ,stressful with another company for 2 months .she take over the case she was able to get everything done within 15 days it was magical we didnt expect that but she did it .. she so professional and nice personality .. In February 1 2019 was a miracle day for me and my husband I will never forget you Linda every time I remember that day.
Thank you Linda for everything you did for us we really appreciated.
God bless you
Amy Hudson
Mar 11, 2018
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Phil Pledger
Nov 20, 2015
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We highly recommend Linda Garcia of Mortgages By Linda for all of your mortgage needs. Not only were her interest rates the lowest available, but she walked us through the process step by step to make sure we knew exactly what was going on and understood the terms of the loan from start to finish. Linda and her team go above and beyond for their clients. They are very knowledgeable and have the experience to find the best loan options for you. Thank you Linda!