Russell Stout (NMLS #220896) is the founder of Texas Mortgage Consultants, PLLC, an independent mortgage brokerage based in Austin, TX. With over 24 years of experience originating home loans since 2002, Russell provides clients with access to more than 40 wholesale lenders offering rates and loan programs that banks and direct lenders simply cannot match.
Texas Mortgage Consultants specializes in conventional, FHA, VA, and USDA home loans, serving first-time homebuyers, veterans, self-employed borrowers, and repeat buyers throughout Austin and across Texas. Unlike a bank loan officer who is limited to one lender's products, Russell shops the entire market on your behalf with one application, no obligation, and no cost to compare.
Clients receive direct, personalized service from Russell himself from pre-approval through closing. Most pre-approvals are completed within 24 to 48 hours. Texas Mortgage Consultants holds a 5-star Google rating and serves buyers in Austin, Houston, Dallas, San Antonio, Fort Worth, Corpus Christi, El Paso, and throughout Texas.
Texas Mortgage Consultants specializes in conventional, FHA, VA, and USDA home loans, serving first-time homebuyers, veterans, self-employed borrowers, and repeat buyers throughout Austin and across Texas. Unlike a bank loan officer who is limited to one lender's products, Russell shops the entire market on your behalf with one application, no obligation, and no cost to compare.
Clients receive direct, personalized service from Russell himself from pre-approval through closing. Most pre-approvals are completed within 24 to 48 hours. Texas Mortgage Consultants holds a 5-star Google rating and serves buyers in Austin, Houston, Dallas, San Antonio, Fort Worth, Corpus Christi, El Paso, and throughout Texas.
Details
- Year established: 2002
Highlights and features
- Texas Mortgage Consultants is an Austin-based firm led by Russell Stout
- Compare multiple loan programs tailored to individual client needs
- Dedicated support from experienced and responsive loan officers
- Guidance for first time buyers VA FHA USDA loans
- Fast efficient mortgage process with clear communication throughout
- Trusted Texas lender serving families across the state
Payment methods
- Cash
- Debit cards
- Credit cards
Services
We help first-time homebuyers in Austin and Texas find home loan programs aligned with goals. As experienced mortgage brokers, we guide buyers from start to finish through a structured path to homeownership. We support credit preparation, budgeting for down payments and closing costs, and understanding the mortgage process. Our First-Time Homebuyers Guide builds confidence and educates clients to move toward homeownership.
We serve as an Austin mortgage broker helping evaluate FHA, VA, USDA, and conventional home loan options while comparing lenders. We provide personalized guidance tailored to each borrowers financial situation and homeownership goals. We offer local support, communication, and a streamlined process from application through closing. Working on your behalf we simplify choices and support confident mortgage decisions.
People
Russell Stout
FOUNDER
Russell Stout is the Broker for Texas Mortgage Consultants, PLLC. Since 2002 he has been originating Texas mortgages for the greater Austin area and beyond. During his career, Russell has worked as a Branch Manager, Sales Manager, VP of Operations, and owned his own mortgage company.
Russell is a graduate of the University of Texas and is an avid Longhorn fan. He and his wife Melissa live in Austin, Texas. They enjoy spending time with their kids, traveling, sailing, and spending time outdoors. They also enjoy working together. Melissa is a real estate agent in Austin.
Russell is a graduate of the University of Texas and is an avid Longhorn fan. He and his wife Melissa live in Austin, Texas. They enjoy spending time with their kids, traveling, sailing, and spending time outdoors. They also enjoy working together. Melissa is a real estate agent in Austin.
Gallery
Reviews (6)
Michael Yost
Apr 20, 2026
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Kimberley Koonce
Apr 15, 2026
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As a real estate agent I only want to work with lenders who are responsive, knowledgeable & who make my job easier! Russell does ALL of those things and more. My new homebuyers felt so comfortable with him. They had all their questions answered & their feedback through out the transaction was that they loved his responsiveness and patience. Also, he closed us earlier than 30 days!
Melissa Souders
Apr 08, 2026
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I cant say enough great things about Russell Stout! From start to finish, the level of service, professionalism, and genuine care I received was absolutely outstanding. He made what could have been a stressful process feel smooth, clear, and even enjoyable.
Russell took the time to explain every step, answered all my questions with patience, and always made me feel like a priority. His expertise and attention to detail gave me total confidence throughout the entire process. Its rare to find someone who not only knows their craft so well but also truly cares about their clients experience.
This has been, without a doubt, the best service and overall experience Ive ever had working with a mortgage consultant. I highly recommend Russell to anyone looking for someone trustworthy, knowledgeable, and dedicated to going above and beyond!
Russell took the time to explain every step, answered all my questions with patience, and always made me feel like a priority. His expertise and attention to detail gave me total confidence throughout the entire process. Its rare to find someone who not only knows their craft so well but also truly cares about their clients experience.
This has been, without a doubt, the best service and overall experience Ive ever had working with a mortgage consultant. I highly recommend Russell to anyone looking for someone trustworthy, knowledgeable, and dedicated to going above and beyond!
Jonathan Williams
Mar 23, 2026
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I cant say enough good things about Russell. He has been my lender for all my real estate purchases. The most recent purchase was a unique home that was owned by an oil and gas company. Russell brings solutions to problems and Im so grateful to know him. If youre looking for lending for a house purchase I wouldnt look any further than Russell Stout.
Liz Williams
Mar 16, 2026
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Allison McMordie
Mar 15, 2026
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Russell has been a great lender to work with in purchasing our first home! He was always happy to talk through any questions along the way as we were learning about the home buying process. He's super knowledgeable and was a big help to us in navigating this process from start to finish. I'd highly recommend working with him for any home buying needs!