Business Details
28 Years
experience
Your Trusted Mortgage Partner in Phoenix, AZ
Prostaff Mortgage has been a trusted name in the mortgage industry since 1998, dedicated to simplifying the home loan process for clients across Phoenix, Arizona. Founded by Cal Carlson, a Certified Residential Mortgage Specialist and Certified Mortgage Consultant, our team brings decades of combined experience to every transaction. We pride ourselves on personalized service, leveraging strong relationships with lenders to offer a comprehensive range of loan programs tailored to individual financial situations.Our pre-approval process ensures transparency and reliability, while our commitment to ongoing education and industry certifications sets us apart as leaders in the field. With a focus on integrity, attention to detail, and client satisfaction, we strive to make the mortgage journey seamless and stress-free for first-time buyers, investors, and everyone in between.
Services
Conventional Loans
Jumbo Loans
FHA Loans
VA Loans
Refinance Loans
Home Equity Loans
Investor Loans
Commercial Loans
Debt Consolidation Loans
Multi-Family Property Loans
Details
- Year established: 1998
Highlights and features
- We offer personalized mortgage solutions tailored to your financial situation.
- Our team includes Certified Residential Mortgage Specialists with decades of experience.
- We maintain strong partnerships with multiple lenders to secure competitive rates.
- Our pre-approval process ensures transparency and minimizes surprises.
- We provide ongoing support from application through closing and beyond.
Associations and certifications
- NMLS
- Arizona Mortgage Banker License
What people say
Excellent service
Personalized attention
Hassle-free experience
Competitive rates
Trustworthy guidance
Services
Conventional Loans
Conventional loans are ideal for borrowers with strong credit and stable income. These fixed-rate or adjustable-rate mortgages offer flexibility in loan terms and down payment options. Prostaff Mortgage helps clients navigate eligibility requirements and secure competitive rates tailored to their financial profile.
FHA Loans
FHA loans provide accessible homeownership opportunities with lower down payments and credit score requirements. Our team guides first-time buyers through the process, ensuring compliance with federal guidelines while maximizing benefits for qualified applicants.
VA Loans
VA loans offer favorable terms to eligible veterans and military families. Prostaff Mortgage specializes in VA-certified programs, streamlining the application process and leveraging benefits like zero down payment options and reduced closing costs.
Refinance Loans
Refinance loans help homeowners lower monthly payments, adjust loan terms, or access equity. We analyze current market conditions and client goals to identify optimal refinancing opportunities with minimal disruption.
Home Equity Loans
Home equity loans allow borrowers to leverage property value for major expenses. Our specialists assess loan-to-value ratios and repayment capacity to structure secure, low-interest financing solutions tailored to individual needs.
People
Cal Carlson
Owner
Cal Carlson, a Certified Residential Mortgage Specialist with over 25 years of experience, founded Prostaff Mortgage in 1998. He prioritizes personalized service, education, and integrity, ensuring clients receive tailored mortgage solutions and exceptional support throughout their homeownership journey.
Questions
What types of mortgage loans do you offer?
We offer conventional, FHA, VA, jumbo, refinance, home equity, investor, commercial, and multi-family property loans to meet diverse client needs.
How can I get pre-approved for a mortgage?
Complete our online pre-qualification form or contact us directly. We’ll review your financial history and credit to provide a detailed pre-approval letter.
Do you specialize in first-time homebuyer programs?
Yes, we specialize in first-time homebuyer assistance, including low down payment options and government-backed loans to simplify the purchase process.
Can I refinance my existing mortgage?
Yes, we help clients refinance to lower rates, adjust terms, or access equity. Contact us to evaluate your eligibility and potential savings.
What areas do you serve?
We primarily serve Phoenix, Arizona, but assist clients statewide with mortgage solutions for residential and investment properties.
How do you ensure a smooth mortgage process?
We provide personalized guidance, transparent communication, and pre-approval verification to minimize surprises and streamline transactions from application to closing.
