Business Details
18 Years
experience
Trusted Hard Money Loans in Tempe, AZ
Clear Mortgage has been a trusted source for hard money loans in Arizona since 2008. Our team specializes in providing fast, reliable financing solutions for real estate investors, including acquisition, rehab, bridge, and new construction loans. With over 4,000 loans funded and a focus on transparency, we prioritize quick approvals, competitive rates, and personalized service. Our experienced professionals, including licensed mortgage brokers and real estate experts, understand the challenges of time-sensitive projects and deliver tailored solutions.We operate with integrity, ensuring borrowers receive clear terms and investors achieve strong returns. Our streamlined process eliminates unnecessary fees, offering interest-only payments and no prepayment penalties. Backed by decades of combined industry expertise, we remain committed to supporting Arizona's real estate market through innovative financing strategies.
Services
Fix & Flip Loans
Bridge Loans
Rehab Loans
New Construction Loans
Private Money Loans
Details
- Year established: 2008
Highlights and features
- We have 40+ years of combined experience in real estate and lending.
- We've funded over 4,000 loans since 2008 in Arizona's real estate market.
- We offer loans with no points, fees, or prepayment penalties.
- We provide funding in as little as 24 hours for urgent projects.
- Our team includes licensed mortgage brokers and real estate professionals.
What people say
FAST access to money
Top notch service
Highly recommend
Quick and efficient
Excellent asset
Services
Fix & Flip Loans
Fix & flip loans provide financing for real estate investors purchasing properties to renovate and resell. These short-term loans cover acquisition and rehab costs, enabling investors to capitalize on undervalued properties. Clear Mortgage offers competitive rates, no points or fees, and rapid funding to support profitable fix-and-flip projects in Arizona's dynamic market.
Bridge Loans
Bridge loans offer temporary financing for time-sensitive real estate transactions. Ideal for investors needing immediate liquidity, these loans bridge gaps between property purchases and long-term financing. Clear Mortgage provides flexible terms, quick approvals, and no prepayment penalties to facilitate seamless transitions in real estate deals.
Rehab Loans
Rehab loans fund property improvements to increase value before resale. Designed for fix-and-flip investors, these loans cover repair and upgrade costs. Clear Mortgage delivers fast funding, transparent terms, and expertise in Arizona's rehab market to maximize returns on renovated properties.
New Construction Loans
New construction loans finance ground-up building projects for residential developments. These loans support investors constructing properties for sale or rental. Clear Mortgage offers tailored financing with competitive rates and streamlined processes to ensure timely project completion in Arizona's growing real estate sector.
Private Money Loans
Private money loans provide non-traditional financing secured by real estate assets. Ideal for borrowers unable to qualify for bank loans, these loans offer flexible terms and rapid funding. Clear Mortgage specializes in asset-based lending with no credit score dependency, catering to Arizona investors' unique needs.
People
Michael Coffman
Founder
Michael Coffman co-founded Clear Mortgage with 20+ years of experience in lending, real estate, and architecture. Licensed in mortgage brokerage and real estate, he specializes in strategic financing solutions for Arizona investors.
Brian Coffman
Founder
Brian Coffman brings 20+ years of expertise in lending and construction to Clear Mortgage. His background in real estate operations and licensing ensures tailored financing options for borrowers' complex projects.
Questions
What types of loans does Clear Mortgage offer?
We offer fix-and-flip, bridge, rehab, new construction, and private money loans for Arizona real estate investors.
How quickly can I get funded?
We can fund loans in as little as 24 hours for urgent real estate opportunities.
Do you charge points or fees?
No, we offer loans with no points, fees, or prepayment penalties.
What areas do you serve?
We primarily serve Arizona, including Phoenix and Tempe, with select loans in Utah.
Can I invest in real estate without owning property?
Yes, our investor programs offer secured returns through Arizona residential real estate loans.
How do I start the loan process?
Contact us at (480) 777-1230 or complete our online form for a free consultation.
