Business Details
Your Trusted Mortgage Partner in Minneapolis
At Propel Home Loans, we position ourselves as Home Loan Strategists and Architects, dedicated to crafting personalized mortgage solutions that align with our clients' unique financial goals. With over two decades of industry experience, we prioritize building relationships with top-tier lenders to deliver competitive rates while emphasizing our professional responsibility to guide clients in managing mortgage debt responsibly throughout their lives.Our approach combines cutting-edge technology with a commitment to exceptional service, ensuring clients receive tailored loan options and transparent communication at every stage of the homebuying journey. We serve first-time homebuyers and seasoned investors alike, offering expertise in navigating complex mortgage landscapes and fostering long-term client partnerships grounded in trust and accountability.
Services
Fixed Rate Mortgage
FHA Home Loan
VA Home Loan
Rehab Loan
USDA Loan
Jumbo Home Loan
First Time Home Buyer
Low Down Payment
Investment Property Loans
Refinance
Highlights and features
- We offer 20+ years of mortgage industry expertise tailored to individual client needs
- Our team custom-architects loan solutions through relationships with top national lenders
- We deliver a 5-star client experience with transparent mortgage debt management guidance
- Our NMLS-certified professionals prioritize personalized communication and accessibility
- We combine advanced technology tools with a customer-focused approach to mortgage services
Associations and certifications
- National Mortgage Licensing System (NMLS)
Services
Fixed Rate Mortgage
Our fixed-rate mortgages provide consistent monthly payments with locked-in interest rates throughout the loan term. This service offers financial predictability for homebuyers seeking long-term stability. We help clients evaluate whether this option aligns with their homeownership timeline and financial objectives.
FHA Home Loan
FHA-insured loans enable lower down payments and more flexible credit requirements for qualified borrowers. We specialize in guiding first-time buyers through this accessible homeownership pathway. Our team ensures clients understand the mortgage insurance requirements and eligibility criteria.
VA Home Loan
Exclusive mortgage options for veterans and active military personnel with zero-down payment eligibility. We streamline the VA loan process while maintaining compliance with service-specific requirements. Our specialists help clients maximize their earned benefits through this program.
Refinance
We offer mortgage refinancing solutions to help clients reduce monthly payments or access home equity. Our analysis includes break-even point calculations and credit impact assessments. The service focuses on achieving clients' financial goals through strategic rate adjustments.
Investment Property Loans
Specialized financing for real estate investors seeking to build property portfolios. We provide tailored underwriting considerations for rental income potential and property management experience. Our service includes cash flow analysis to support investment objectives.
People
Debora Macziewski
Loan Officer
NMLS-certified loan officer with extensive experience guiding clients through mortgage options. Specializes in personalized loan structuring and first-time homebuyer education. Committed to transparent communication throughout the lending process.
Court Ryan
Loan Officer
Experienced mortgage professional focused on finding optimal loan solutions. Provides clear explanations of mortgage terms while maintaining strict compliance with industry regulations. Dedicated to simplifying complex financial concepts for clients.
Toni Warren
Director of Operations
Operations leader ensuring efficient mortgage processing while maintaining quality standards. Oversees team coordination to deliver timely service without compromising compliance. Focuses on operational excellence in mortgage transaction management.
Questions
What mortgage loan types do you offer?
We offer fixed-rate, FHA, VA, USDA, jumbo, rehab, and investment property loans, along with refinance options tailored to individual financial situations.
How does mortgage prequalification work?
Prequalification provides an estimate of your borrowing capacity based on self-reported financial information. We review credit, income, and debt to help determine your homebuying budget.
What steps are involved in the mortgage process?
Our process includes prequalification, loan application, document submission, underwriting, and closing. We provide personalized guidance at each stage to ensure clarity and preparedness.
How do you determine mortgage rates?
Rates depend on market conditions, loan type, credit score, and down payment. We help clients understand rate options and lock-in timing to secure the best available terms.
Can I refinance my existing mortgage?
Yes, we offer refinance solutions to help reduce monthly payments, change loan terms, or access home equity. We analyze your current loan details to determine potential savings.
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