Business Details
Your Trusted Mortgage Lender in Burnsville, MN
At Hudson Murphy, we are dedicated to unlocking homeownership potential through transparent, personalized financial solutions. With over 25 years of experience in the mortgage industry, our team prioritizes client education, offering free resources like our mortgage process guide and interactive payment calculators. We specialize in navigating complex loan scenarios, including USDA and VA mortgages, while maintaining a commitment to accessibility through flexible communication channels.Our mission is to simplify the lending journey by combining industry expertise with a client-first approach, ensuring every decision aligns with our clients' best interests. Recognized as a top 1% mortgage originator by Scotsman Guide since 2016, we serve borrowers across 50 states with a focus on clarity, consistency, and long-term client relationships.
Services
Mortgage Process
Payment Calculator
Homebuyers Guide
USDA Loans
VA Mortgages
Refinance Options
Construction Loans
Highlights and features
- We offer 25+ years of mortgage industry experience with personalized service
- Our team provides free educational resources for transparent decision-making
- NMLS-certified professionals specializing in complex loan scenarios
- Client-centric approach with 24/7 communication availability
- Recognized as top 1% mortgage originator by Scotsman Guide since 2016
Associations and certifications
- NMLS# 289230
- NMLS#1281698
- Top 1% Mortgage Originator Scotsman Guide
- Super Mortgage Professional Twin Cities Magazine
What people say
Great at explaining process
Knowledgeable with USDA mortgages
Down to earth and straightforward
Saved thousands on rates
Available and responsive
Services
Mortgage Process
Our streamlined mortgage process combines expert guidance with digital tools to simplify home financing. Clients receive personalized support from application through closing, with transparent communication at every stage. We specialize in navigating complex scenarios while maintaining compliance with federal lending regulations.
Payment Calculator
This interactive tool helps borrowers estimate monthly mortgage payments and potential savings from refinancing. Users input property details and current interest rates to receive customized projections, enabling informed financial decisions without requiring personal information.
Homebuyers Guide
Our comprehensive guide educates first-time and repeat buyers on mortgage fundamentals, including credit requirements, down payment options, and closing procedures. Available as a free downloadable resource, it provides actionable steps to prepare for homeownership while addressing common market challenges.
People
Hudson Murphy
Branch Sales Manager
With over 20 years in mortgage lending, Hudson specializes in VA and USDA loans. He holds NMLS# 289230 and has received multiple industry awards. Hudson prioritizes client education and transparent communication.
Mya Jacobs
Loan Officer Assistant
Bringing marketing expertise to mortgage services, Mya combines organizational skills with client-focused communication. She supports borrowers through the loan process while maintaining attention to detail in documentation and timelines.
Anne Miller
Loan Processor
With 30+ years in mortgage processing, Anne ensures smooth transactions through meticulous document verification. Her industry experience spans multiple roles, focusing on regulatory compliance and timely loan approvals.
Jill Wilder
Client Success Manager
Jill provides post-closing support for mortgage servicing questions and escrow management. With 25 years in the industry, she maintains long-term client relationships and connects homeowners with trusted professional resources.
Questions
What mortgage loan types do you offer?
We provide conventional, FHA, VA, USDA, and construction loans, along with refinance options tailored to individual financial situations.
How can I check my mortgage rate?
Use our online payment calculator to estimate current rates based on property details and market conditions without sharing personal information.
Do you offer first-time homebuyer programs?
Yes, our Homebuyers Guide includes specialized programs with down payment assistance and educational resources for new purchasers.
Can I get pre-approved online?
While we recommend direct consultation, our website provides pre-approval guidance and document checklists to streamline the process.
What states do you service?
We offer mortgage services across all 50 states with locally knowledgeable support for regional market conditions.
