Business Details
21 Years
experience
Your Trusted Mortgage Broker in Chicago
Founded in 2005 by Troy Molitor, Molitor Financial Group operates as a boutique lending firm dedicated to prioritizing client needs. Our approach centers on personalized service, taking time to understand each client's unique circumstances to facilitate homeownership goals. With access to wholesale rates and programs from national lenders, we specialize in identifying tailored financial solutions that align with individual client objectives. Over 16 years, we have successfully closed more than 10,000 loans, a milestone reflecting our reputation built through referrals and client trust.Our team combines industry expertise with a commitment to transparency, serving both first-time homebuyers and experienced investors. We maintain a customer-focused philosophy that emphasizes honesty, integrity, and professional expertise throughout the mortgage process. This dedication has established us as a trusted partner in the home financing journey for thousands of clients.
Services
Fixed Rate Mortgage
FHA Home Loan
VA Home Loan
Rehab Loan
USDA Loan
Jumbo Home Loan
First Time Home Buyer
Low Down Payment
Investment Property
Refinance
Details
- Year established: 2005
Highlights and features
- We have 16 years of experience closing over 10,000 mortgage loans
- Our referral-based business model demonstrates proven client satisfaction
- We access wholesale rates from multiple national lenders
- We provide personalized mortgage solutions tailored to individual needs
- Our team maintains deep expertise in diverse loan programs
What people say
5-Star rated
10,000 loans closed
Customer-focused approach
Wholesale rates
Honesty and integrity
Services
Fixed Rate Mortgage
Our fixed rate mortgages provide consistent interest rates and payments throughout the loan term. This predictable solution protects against market fluctuations while offering long-term financial planning benefits. Clients appreciate the stability of knowing their monthly payments won't change over time.
VA Home Loan
We specialize in VA loans offering $0 down payment options for qualified veterans and active military personnel. These government-backed loans provide favorable terms and reduced closing costs for eligible service members.
FHA Home Loan
Our FHA loan program assists buyers with lower credit scores or limited down payment funds. This government-insured option requires smaller down payments while maintaining flexible qualification requirements for first-time homebuyers.
Refinance
We offer mortgage refinancing solutions to help clients reduce monthly payments or adjust loan terms. Our process evaluates current market conditions to determine if refinancing would provide financial benefits.
Investment Property
Our investment property loans cater to real estate investors seeking financing for rental properties. We provide specialized underwriting considerations and flexible terms for clients building property portfolios.
People
Troy Molitor
Founder
With 16 years of mortgage industry experience, Troy established Molitor Financial Group to provide personalized lending solutions. His leadership focuses on client-centered service and ethical business practices.
Craig Messman
President
As industry coach and mentor, Craig brings extensive mortgage expertise to guide clients through complex financing options while maintaining our commitment to exceptional service standards.
Whitney Ebaugh
Chief Operating Officer
Whitney oversees daily operations ensuring efficient mortgage processing while maintaining our focus on personalized client support throughout the home financing journey.
Antonio Nieves
Loan Officer
As senior loan officer, Antonio provides expert guidance to clients navigating mortgage options, leveraging his extensive experience to match borrowers with appropriate financing solutions.
Tatum Glidewell
Loan Officer
Tatum assists clients with mortgage selection and application processes, applying her industry knowledge to help achieve homeownership goals through personalized financial solutions.
Questions
How quickly can I get pre-approved for a mortgage?
We can pre-qualify you in as little as 48 hours with our streamlined process.
What loan programs do you offer?
We provide fixed-rate, FHA, VA, USDA, jumbo, rehab, and investment property loans.
How are you different from big banks?
As mortgage brokers, we access wholesale rates from multiple lenders to find your best fit.
Do you work with first-time homebuyers?
Yes, we specialize in guiding first-time buyers through the mortgage process.
Can I refinance my existing mortgage?
We offer refinance options to help lower payments or adjust loan terms.
Are you licensed in my state?
We are licensed in multiple states - check our NMLS profile for specific details.
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