Business Details
Your Trusted Mortgage Banker in Chicago
With over two decades of experience in the mortgage industry, Todd Probasco has established himself as a trusted advisor in home financing. As a top-rated mortgage banker at Lakeside Bank, I prioritize personalized service, ensuring clients receive tailored solutions for their unique needs. My commitment to excellence is reflected in over 130 Google 5-Star Reviews, recognizing my responsiveness, expertise, and ability to navigate complex loan scenarios. Approved to lend in all 50 states, I offer a comprehensive range of programs, including purchase loans, refinancing, FHA/VA loans, jumbo loans, and specialized divorce mortgage services.Clients benefit from fast approvals, same-day quotes, and transparent communication throughout the loan process. Recognized as the 2005 Illinois Mortgage Broker of the Year and a three-time Best in Biz nominee, I combine industry accolades with a client-centric approach to deliver stress-free closings. My team collaborates with realtors, attorneys, and inspectors to provide holistic support, ensuring seamless transactions for first-time buyers, investors, and those navigating life transitions. Whether purchasing a home, refinancing, or leveraging equity, clients trust my proven track record and dedication to achieving their homeownership goals.
Services
Purchase Loans
Refinancing
Home Equity Loans
FHA/VA Loans
Jumbo Loans
Divorce Mortgage Services
Highlights and features
- We offer over 20 years of mortgage industry experience.
- Our personalized service ensures direct communication with Todd.
- Fast approvals and same-day mortgage quotes available.
- 130+ Google 5-Star Reviews highlight client satisfaction.
- We provide 24/7 availability for urgent client needs.
Associations and certifications
- NMLS 232536
What people say
Expertise
Responsiveness
Stress-free closing
Competitive rates
Personal service
Services
Purchase Loans
We specialize in purchase loans tailored to first-time buyers, investors, and second-home purchasers. Our competitive rates and flexible terms ensure accessible homeownership. Clients benefit from expert guidance through every step of the buying process.
Refinancing
Our refinancing options help clients reduce monthly payments, shorten loan terms, or access equity. With fast approvals and personalized rate shopping, we optimize savings for conventional, FHA, and VA loans.
Home Equity Loans
Leverage your home's equity for major expenses or debt consolidation. We offer up to 80% combined loan-to-value ratios with interest-only payment options for financial flexibility.
FHA/VA Loans
We provide FHA loans with 3.5% down and VA loans with 0% down for eligible veterans. These programs offer accessible pathways to homeownership with competitive rates and lenient credit requirements.
Divorce Mortgage Services
Our Certified Divorce Mortgage Professionals assist with property division, title changes, and equitable settlements. We collaborate with legal teams to ensure smooth transitions during complex life events.
People
Todd Probasco-Lakeside Bank
VP & Group Lead, Mortgage Lending
With over 20 years of mortgage expertise, Todd Probasco is a top-rated banker at Lakeside Bank. Recognized as 2005 Illinois Mortgage Broker of the Year, he offers personalized service and fast approvals. His 130+ 5-star reviews highlight exceptional client satisfaction.
Questions
How do I get a free mortgage quote?
Contact Todd Probasco directly via phone, email, or online application for a same-day mortgage quote tailored to your needs.
What loan programs are available?
We offer conventional, jumbo, FHA/VA, home equity, first-time buyer, and divorce mortgage programs with competitive rates.
Do you offer refinancing options?
Yes, we provide refinancing solutions to reduce payments, shorten loan terms, or access home equity with fast approvals.
How does divorce mortgage financing work?
Our Certified Divorce Mortgage Professionals assist with property division, title changes, and equitable settlements during divorce proceedings.
Are there special programs for first-time buyers?
Yes, we offer low down payment options (3-5%) and a $500 closing cost credit for first-time homebuyers.
