Business Details
32 Years
experience
Your Trusted Mortgage Partner in Shelby Township
Keystone Mortgage has been delivering quality mortgage solutions since 1994. Our team of seasoned mortgage experts is committed to helping clients navigate the complexities of home financing with personalized guidance. We specialize in purchase mortgages, refinancing options, jumbo loans, FHA and VA programs, reverse mortgages, and MSHDA Down Payment Assistance. Our employees are our greatest asset, and we foster a work environment that prioritizes exceptional customer service.Recognized as a trusted leader in the mortgage and real estate industries, we provide tailored solutions to meet diverse financial needs while maintaining the highest standards of professionalism and integrity.
Services
Purchase Mortgages
Refinancing
Jumbo Loans
FHA Loans
VA Loans
Reverse Mortgages
MSHDA Assistance
Details
- Year established: 1994
Highlights and features
- We offer over 30 years of mortgage expertise since 1994
- Our team provides tailored loan options for every homebuyer
- We specialize in FHA, VA, and jumbo loan programs
- Our MSHDA Down Payment Assistance helps Michigan homebuyers
- We prioritize world-class customer service and transparency
Services
Purchase Mortgages
We provide customized mortgage solutions for home purchases, offering conventional loans and specialized programs. Our team helps clients find financing that matches their budget and lifestyle while navigating the homebuying process efficiently.
Refinancing
Our refinancing options help reduce monthly payments and interest rates through streamlined processes. We evaluate current mortgage terms to identify savings opportunities while maintaining compliance with industry regulations and client financial goals.
Jumbo Loans
We offer jumbo loans exceeding conforming loan limits for premium property purchases. These specialized mortgages cater to clients seeking financing for high-value homes that require non-traditional loan structures and underwriting standards.
FHA Loans
Our FHA loan program provides low down payment options with flexible credit requirements. This federally insured mortgage solution helps first-time buyers and those with limited credit histories achieve homeownership through accessible financing terms.
VA Loans
We facilitate VA loans for eligible military personnel, veterans, and surviving spouses. These zero-down payment mortgages offer competitive rates and special benefits to honor those who have served through simplified home financing solutions.
People
Steve Tyree
Senior Loan Officer & Branch Manager
With extensive mortgage industry experience, Steve Tyree leads our Shelby Township branch as Senior Loan Officer and Branch Manager. He specializes in guiding clients through complex financing scenarios while maintaining exceptional service standards.
Doug Engelhardt
Senior Loan Officer
Doug Engelhardt brings years of mortgage expertise to help clients achieve their homeownership goals. As a Senior Loan Officer, he focuses on providing personalized financing solutions tailored to individual financial situations.
Lindsey Smith
Loan Partner
Lindsey Smith combines mortgage knowledge with client-focused service as a Loan Partner. She specializes in connecting homebuyers with appropriate financing options while ensuring a smooth transaction process from application to closing.
Don Geml
Senior Loan Officer
Senior Loan Officer Don Geml offers decades of mortgage experience to assist clients with purchase and refinance transactions. His approach emphasizes clear communication and finding optimal financing solutions for diverse client needs.
Elizabeth Billiu
Loan Officer
Elizabeth Billiu provides mortgage guidance as a dedicated Loan Officer. She specializes in navigating loan programs to help clients secure financing that aligns with their homeownership objectives and financial capabilities.
Questions
What mortgage options do you offer for first-time homebuyers?
We provide FHA loans with low down payment requirements and MSHDA Down Payment Assistance programs specifically designed to help first-time buyers enter the housing market in Michigan.
Can you help reduce my current mortgage payments?
Yes, our refinancing specialists evaluate your existing loan terms to identify opportunities for lowering monthly payments through interest rate reductions or loan term adjustments.
Do you offer specialized loans for veterans?
We provide VA loans with zero down payment options to eligible veterans, active-duty personnel, and surviving spouses through our dedicated military mortgage program.
How do jumbo loans differ from conventional mortgages?
Jumbo loans exceed conforming loan limits set by Fannie Mae and Freddie Mac, allowing financing for high-value properties that require specialized underwriting and non-traditional loan structures.
What areas do you serve?
While based in Shelby Township, we provide mortgage services throughout Michigan, helping clients across the state achieve their homeownership and refinancing goals.
How can I start the mortgage process?
Contact us at (586) 737-2070 or complete our online contact form to schedule a free consultation with one of our experienced loan officers who will guide you through the process.
