Business Details
8 Years
experience
Your Trusted Mortgage Partner in Cincinnati, OH
Maxelle Mortgage was founded in 2018 by Stefanie Halpin, a seasoned mortgage professional with over 22 years of industry experience. Our brokerage combines deep expertise with personalized service to deliver tailored mortgage solutions for homebuyers and refinancers. We prioritize transparency, competitive rates, and a streamlined process to ensure client satisfaction. Our team leverages decades of collective experience to navigate complex loan programs and secure optimal outcomes.We serve clients across Cincinnati and surrounding areas, maintaining a steadfast commitment to ethical practices and exceptional service. Our track record of timely closings and client testimonials underscores our dedication to excellence in mortgage brokerage services.
Services
Mortgage Brokerage
Home Purchase Loans
Refinancing
FHA Loans
VA Loans
Jumbo Loans
Fixed Rate Mortgages
Cash-Out Refinance
Details
- Year established: 2018
Highlights and features
- We offer fanatically personalized mortgage guidance tailored to individual needs.
- Our team has 22+ years of combined experience in mortgage brokerage services.
- We provide access to diverse loan products including FHA, VA, and jumbo loans.
- Our streamlined process consistently closes loans ahead of schedule.
- We maintain transparent communication and competitive rate structures.
Associations and certifications
- NMLS
What people say
Fantastic job
Fast and easy
Excellent customer service
Best loan experience
Highly recommended
Services
Mortgage Brokerage
Maxelle Mortgage provides comprehensive mortgage brokerage services with personalized loan origination and underwriting support. Our team helps clients navigate purchase loans, refinancing options, and specialized programs. We maintain relationships with multiple lenders to secure competitive rates and terms tailored to individual financial situations.
Home Purchase Loans
We specialize in home purchase loans including fixed-rate mortgages, FHA loans, and VA loans for first-time and experienced buyers. Our process includes pre-approval guidance, documentation assistance, and timely closing coordination. We focus on matching clients with loan products that align with their long-term financial goals.
Refinancing
Our refinancing services help homeowners reduce monthly payments, access home equity, or adjust loan terms. We offer rate-and-term refinancing, cash-out options, and specialized programs for debt consolidation. Clients receive market analysis to determine optimal refinancing timing and potential savings.
FHA Loans
We provide FHA-insured mortgage programs with flexible qualification requirements for low-to-moderate income borrowers. Our team explains FHA loan benefits, assists with down payment options, and guides clients through the unique underwriting process. These loans require lower credit scores and down payments compared to conventional mortgages.
VA Loans
Maxelle Mortgage offers VA loan programs for eligible veterans and military families. Our specialists explain VA loan benefits including zero down payment options and competitive rates. We handle VA-specific documentation requirements and certification processes to ensure smooth loan approvals for service members.
People
Stefanie Halpin
President
Stefanie Halpin founded Maxelle Mortgage in 2018 after 22 years in the mortgage industry. She has worked across multiple sectors including retail, banking, and brokerage. Her expertise spans loan origination, underwriting, and client relations. Stefanie maintains a client-first approach with a focus on timely closings and personalized service. She leads a team committed to mortgage excellence and community service.
Questions
What documents are needed for mortgage pre-approval?
Pre-approval requires proof of income, tax returns, bank statements, and identification. Our team provides specific checklists tailored to individual loan programs.
How long does the mortgage process take?
Our average closing time is 30 days or less. Timelines depend on loan complexity, documentation completeness, and appraisal scheduling.
What loan options are available for first-time buyers?
We offer FHA loans with low down payments, VA loans for veterans, and conventional programs with down payment assistance options for first-time homebuyers.
Can I refinance with bad credit?
Credit requirements vary by loan type. We help clients explore options like FHA streamline or VA IRRRL programs that allow refinancing with lower credit scores.
Do you offer jumbo loans for luxury homes?
Yes, we provide jumbo loan programs for high-value properties with flexible underwriting and competitive rates for qualified borrowers.
