Business Details
21 Years
experience
Your Trusted Mortgage Broker in Lakewood, CO
Founded in 2005, Platte River Mortgage has built its reputation on delivering personalized mortgage solutions with honesty and integrity. Our boutique approach prioritizes client relationships over mass marketing, fostering trust through transparency and a track record of performance. With decades of combined experience, our team of seasoned professionals specializes in navigating complex financial scenarios, offering tailored advice to meet diverse client needs.We pride ourselves on maintaining long-term partnerships with real estate agents, financial advisors, and satisfied clients who consistently refer us. Our commitment to excellence is reflected in our dedication to continuous improvement, ensuring every client interaction is seamless, informed, and client-focused.
Services
Mortgage Brokerage
Refinance Loans
Home Purchase Loans
Government-Backed Loans
Investor Loans
Details
- Year established: 2005
Highlights and features
- We offer over 20 years of experience in mortgage brokerage with a client-first approach.
- Our team provides personalized financing strategies tailored to individual financial goals.
- We guarantee responsive communication and proactive issue resolution throughout the loan process.
- Our professionals hold NMLS certifications and industry-recognized expertise.
- We maintain long-term relationships through referrals from satisfied clients and partners.
What people say
Excellent service
Very responsive
Stress-free process
Proactive communication
Top-notch expertise
Services
Mortgage Brokerage
Platte River Mortgage provides expert mortgage brokerage services, connecting clients with tailored financing options. Our professionals analyze individual financial situations to recommend optimal loan products, ensuring competitive rates and terms. With decades of industry experience, we streamline the mortgage process for purchases, refinances, and investment properties.
Refinance Loans
Our refinance loan services help clients reduce monthly payments, shorten loan terms, or access home equity. We specialize in evaluating complex financial scenarios to deliver cost-effective refinancing solutions. Clients benefit from our industry expertise and partnerships with leading lenders to secure favorable terms.
Government-Backed Loans
We offer government-backed loan programs, including FHA, VA, and USDA loans, designed for clients with unique financial needs. Our team guides clients through eligibility requirements and application processes, ensuring compliance with federal guidelines while maximizing benefits like low down payments.
Investor Loans
Platte River Mortgage specializes in investor loan solutions for residential and commercial properties. Our services cater to real estate investors seeking financing for fix-and-flip projects, rental properties, or portfolio expansion. We provide tailored advice on loan structures and risk management to support profitable investments.
Home Purchase Loans
We facilitate home purchase loans for first-time buyers, move-up buyers, and luxury property investors. Our team assists with pre-approval, loan selection, and closing coordination to ensure a stress-free buying experience. Clients benefit from our local market knowledge and nationwide lending network.
People
Scott Martin
Partner, Co-Founder
Scott Martin co-founded Platte River Mortgage in 2001, bringing over two decades of mortgage expertise. He focuses on personalized client consultations, leveraging his statistical methodology background to craft data-driven financing solutions.
Sean Sedita
Partner, Co-Founder
Sean Sedita, a Colorado native, co-founded Platte River Mortgage in 2001. With a B.S. in Business Management, he specializes in transparent mortgage strategies and has earned industry recognition for client-centric service.
Jayne Bail
Mortgage Professional
Jayne Bail joined Platte River Mortgage in 2015, offering 30+ years of industry experience. A former Colorado Association of Mortgage Professionals president, she excels in client education and complex loan structuring.
Paula Shaughnessy
Mortgage Professional
Paula Shaughnessy brings 30 years of lending experience to Platte River Mortgage. Her consultative approach and deep knowledge of loan products have earned her recognition as a top Denver mortgage professional.
Kimmy Kasubke
Mortgage Professional
Kimmy Kasubke specializes in FHA, VA, and down payment assistance loans. Recognized for her expertise in condo financing, she has been named a top mortgage professional by Zillow and Supreme Lending.
Questions
What mortgage services does Platte River Mortgage offer?
We offer purchase loans, refinancing, government-backed loans (FHA/VA/USDA), investor loans, and specialized financing for complex financial situations.
How can I get pre-approved for a mortgage?
Contact our team for a consultation to review your financial situation, after which we'll provide a pre-approval letter outlining your eligible loan amount.
Do you offer competitive interest rates?
Yes, our industry partnerships and market expertise help us secure competitive rates tailored to your financial profile.
What areas do you serve?
We primarily serve Colorado, including Denver, Lakewood, Broomfield, and Centennial, with nationwide lending capabilities.
How does the refinancing process work?
We analyze your current loan terms, financial goals, and market conditions to recommend optimal refinancing options, guiding you through documentation and closing.
Can first-time homebuyers get assistance?
Yes, we specialize in first-time buyer programs, including down payment assistance and low-down-payment loan options.
