Business Details
Trusted Mortgage Brokers in Las Vegas
With over 28 years of dedicated service in the mortgage industry, Private Money Loans has established itself as a trusted partner for clients seeking personalized financing solutions. Our expertise spans traditional lending and private money loans, enabling us to cater to diverse client needsfrom first-time homebuyers to seasoned real estate investors. We prioritize integrity and results, offering tailored guidance to help clients achieve financial goals through mortgages, refinance options, and specialized private money lending.Our team understands the complexities of real estate financing and remains committed to delivering transparent, client-focused support. By combining deep market knowledge with a personalized approach, we empower clients to navigate the mortgage process with confidence, ensuring they secure the most suitable financing solutions for their unique circumstances.
Services
Private Money Loans
Hard Money Lending
Mortgage Refinancing
Fix-and-Flip Financing
Commercial Property Loans
Highlights and features
- We offer 28 years of mortgage industry expertise with personalized solutions.
- Our team specializes in both traditional and private money lending options.
- We provide tailored guidance for unique real estate financing needs.
- Our process prioritizes transparency and client-focused support.
- We serve diverse clients from first-time homebuyers to real estate investors.
What people say
Great help
Knowledgeable
Honest
Understands private money
Dedicated
Services
Private Money Loans
Private money loans provide alternative financing solutions secured by real estate collateral. These short-term loans offer flexible terms and faster funding compared to traditional bank financing. Ideal for real estate investors and borrowers with unique financial situations, our private money lending program accommodates properties requiring renovation, commercial ventures, and land acquisitions while maintaining LTV ratios between 60-80%.
Fix-and-Flip Financing
Specialized financing for real estate investors purchasing properties needing renovation. Our fix-and-flip loans provide quick funding with flexible terms for property acquisition and improvement costs. Borrowers benefit from streamlined approval processes and LTV ratios up to 70% of after-repair value, enabling profitable project execution in competitive markets.
Mortgage Refinancing
We offer comprehensive refinancing solutions including rate-and-term adjustments, cash-out options, and government program refinances. Our experts help homeowners reduce monthly payments, access equity, or modify loan terms to align with changing financial goals while maintaining compliance with federal regulations and industry standards.
Commercial Property Loans
Tailored financing for commercial real estate transactions with loan amounts up to $5 million. Our program supports diverse property types including office spaces, retail centers, and industrial facilities. We offer competitive terms with LTV ratios between 50-70% and flexible underwriting criteria that prioritize property value over traditional credit metrics.
Owner-Occupied Mortgages
Traditional and alternative financing options for primary residence purchases. Our programs combine conventional lending standards with innovative solutions for borrowers seeking 30-year amortization terms with 5-year balloon structures. We specialize in helping clients navigate complex financing scenarios while maintaining compliance with federal lending regulations.
People
Jacqueline O'Shaughnessy
Mortgage Loan Officer
With 28 years of mortgage industry experience, Jacqueline O'Shaughnessy specializes in private money lending and traditional mortgage solutions. Her expertise in real estate financing helps clients achieve their investment and homeownership goals through personalized service and innovative lending strategies.
Questions
What types of mortgage loans do you offer?
We specialize in private money loans, hard money lending, traditional mortgages, fix-and-flip financing, and commercial property loans.
Do you work with first-time homebuyers?
Yes, we provide personalized guidance for first-time buyers and investors alike.
Can you help with bad credit mortgage applications?
Our private money lending options offer flexibility for borrowers with non-traditional credit profiles.
What are your private money loan terms?
Terms range from 12-60 months with LTV ratios between 60-80% depending on property type.
How quickly can you fund a loan?
Private money loans often close within days, ideal for time-sensitive real estate opportunities.
Do you offer refinancing options?
Yes, we provide rate-and-term refinancing, cash-out options, and specialized programs like FHA/VA streamline refinances.
