Business Details
29 Years
experience
Your Trusted Partner for Mortgage Loan Solutions
Since 1997, MAI Mortgage Assurance has been a trusted partner for independent brokers and banks seeking comprehensive mortgage lending solutions. Our team brings over 25 years of industry expertise to deliver personalized service, competitive pricing, and efficient loan processing from contract to close. We leverage our proprietary BOLT technology platform to streamline workflows and ensure fast, transparent communication across all devices. With a national presence and a commitment to exceptional client support, we combine deep market knowledge with innovative tools to meet diverse lending needs.Our experienced professionals maintain strong relationships with clients and service providers, ensuring tailored guidance through every stage of the lending process. Client testimonials consistently highlight our responsiveness, professionalism, and ability to deliver reliable results in both standard and complex transactions. This combination of technology, expertise, and client-focused service has established us as a preferred lending partner for residential mortgage professionals nationwide.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Non-QM Loans
ITIN Loans
DSCR Loans
Expanded Prime Loans
Details
- Year established: 1997
Highlights and features
- We offer 25+ years of specialized mortgage lending expertise
- Our proprietary BOLT platform streamlines loan origination processes
- We maintain 97% client retention through personalized service
- Our team includes NMLS-certified professionals with deep underwriting knowledge
- We guarantee 24-hour response times for all client inquiries
What people say
Exceptional service
Highly responsive
Professional staff
Efficient approach
Knowledgeable team
Services
Conventional Loans
Our conventional loan program offers up to $766,550 maximum loan amounts with 3% down payment options. We accept credit scores starting at 620 and allow financing for up to four properties with automated underwriting system approvals. This product suits borrowers seeking standard mortgage solutions with competitive rates and flexible terms.
FHA Loans
FHA-insured loans require just 3.5% down payment with minimum 620 credit scores. We process these loans with maximum 55% debt-to-income ratios through automated systems. Ideal for first-time homebuyers or those with moderate credit histories seeking affordable mortgage options with lower down payment requirements.
VA Loans
We provide 100% financing VA loans up to $1.5 million with 620 minimum credit scores. Our process accommodates debt-to-income ratios up to 55% with automated approvals. Designed for eligible veterans and service members seeking competitive rates without down payment requirements through the VA guaranty program.
USDA Loans
Our USDA loans offer zero down payment options for eligible rural properties. We accept 620 minimum credit scores with debt-to-income ratios up to 41% (45% with compensating factors). This program serves low-to-moderate income borrowers in qualifying areas seeking affordable homeownership opportunities.
Non-QM Loans
Non-qualified mortgage programs include bank statement options for self-employed borrowers with 620+ credit scores. We offer 80% loan-to-value ratios for purchase and refinance transactions up to $1.5 million. Designed for non-traditional borrowers with unique financial situations requiring flexible underwriting standards.
People
Kevin Green
National Sales Manager
With over two decades in mortgage lending, Kevin leads our national sales team with expertise in wholesale distribution and strategic client relationships. He specializes in guiding brokers through complex loan scenarios while maintaining a 97% client retention rate.
Lou Stanley
Regional Sales Manager
Lou brings 15+ years of mortgage industry experience to his role, focusing on Southeast regional markets. He helps brokers optimize loan pipelines through tailored product solutions and personalized support for both conventional and government loan programs.
Alec Hughes
Regional Sales Manager
Alec specializes in non-QM and investment property financing, assisting brokers with challenging loan scenarios. His team provides rapid response times and customized solutions for clients seeking alternative mortgage products and complex transaction structures.
Questions
What loan programs do you offer?
We offer conventional, FHA, VA, USDA, ITIN, DSCR, Expanded Prime, and Non-QM loans with competitive rates and flexible underwriting options for residential properties.
How does your BOLT platform work?
BOLT is our digital loan origination system that streamlines mortgage processing through automated workflows, real-time updates, and cross-device compatibility for brokers and lenders.
What credit score do I need?
Minimum credit scores range from 620-660 depending on loan type, with conventional and FHA requiring 620, DSCR/Expanded Prime needing 660, and ITIN programs starting at 620.
How quickly can you close loans?
Our average closing time is 21-30 days, with BOLT technology and experienced underwriting teams ensuring efficient processing from application to funding.
Do you work with investment properties?
Yes, we finance unlimited investment properties through LLCs or corporations, including non-warrantable condos and DSCR-based investment loans with 80% LTV options.
